CarCostCheck

SUZUKI SWIFT SZ5 DUALJET MHEV (2020)

Running costs, reliability data, and common problems from 106 real MOT tests.

Annual Cost

£1,405

£117/month

MOT Pass Rate

90%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 5-15

1197cc Hybrid

Great Choice

90% pass rate, £1405/year to run. 8 points above average.

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Hybrid1197cc6 years old106 tests21k miles avg

Annual Running Costs

Fuel (Hybrid, 1197cc)

~50 mpg

£955
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,405
Per month£117/mo
Per week£27/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

90% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%. It also outperforms the SUZUKI brand average of 82%.

At 6 years old, 90% of SUZUKI SWIFT SZ5 DUALJET MHEVs from 2020 passed their MOT first time in 2026. That's based on 106 tests across the UK. The average mileage at this age is 21,337 miles.

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How Does It Compare?

Rank among 2020 cars1882th of 2,596(top 72%)
Rank among SUZUKI models114th of 310(top 37%)
vs national average+8%(82% avg)
vs 2020 cars average-2%(92% avg)
vs SUZUKI average+8%(82% avg)

Mileage Analysis

21,337

Average miles

vs

44,400

Expected for age

The average 2020 SUZUKI SWIFT SZ5 DUALJET MHEV has 21,337 miles on the clock, which is significantly below the expected 44,400 miles for a 6-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2022 model with a 99% MOT pass rate, while the 2020 model has the lowest at 90%. Consider a different year if reliability is a priority.

SUZUKI SWIFT SZ5 DUALJET MHEV by Year

YearPass RateTestsAvg Mileage
202299%14916,173 mi
202195%1,27919,106 mi
202090%10621,337 mi

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About the 2020 SUZUKI SWIFT SZ5 DUALJET MHEV

The 2020 SUZUKI SWIFT SZ5 DUALJET MHEV is a city car with a 1197cc hybrid engine. 106 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 21,337 miles at 6 years old, SUZUKI SWIFT SZ5 DUALJET MHEV owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2020 SUZUKI SWIFT SZ5 DUALJET MHEV Fuel Costs

The modest 1197cc hybrid engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current hybrid prices of 142p per litre (based on 7,400 miles per year). As a hybrid, real-world fuel costs will vary significantly depending on how much electric-only driving you do.

What does it cost to own a 2020 SUZUKI SWIFT SZ5 DUALJET MHEV?

Total estimated annual running cost is £1,405 117/month), broken down as £955 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

SUZUKI SWIFT SZ5 DUALJET MHEV Reliability Trend

Newer SUZUKI SWIFT SZ5 DUALJET MHEVs show better MOT pass rates than older ones, with an average improvement of 7 percentage points.

Buying a Used 2020 SUZUKI SWIFT SZ5 DUALJET MHEV

At 6 years old, the SUZUKI SWIFT SZ5 DUALJET MHEV offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2020 SUZUKI SWIFT SZ5 DUALJET MHEV's fuel type, age, and engine size, these are the most likely problem areas to check.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 SUZUKI SWIFT SZ5 DUALJET MHEV stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
SUZUKI SWIFT SZ5 DUALJET MHEV(2020)90%£955£195Grp 5-15£1405
TOYOTA YARIS(2018)91%£1137£190Grp 8-20£1582+£177
MINI COOPER S(2019)92%£1137£190Grp 12-25£1582+£177
VOLVO XC40(2021)93%£1137£190Grp 12-25£1582+£177
MINI COUNTRYMAN(2019)93%£1137£190Grp 12-25£1582+£177

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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