CarCostCheck

TOYOTA RAV4 (2020)

Running costs, reliability data, and common problems from 21,063 real MOT tests.

Annual Cost

£2,042

£170/month

MOT Pass Rate

95%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 25-38

2500cc Hybrid

Great Choice

95% pass rate, £2042/year to run. 13 points above average.

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Hybrid2500cc6 years old21,063 tests37k miles avg

Annual Running Costs

Fuel (Hybrid, 2500cc)

~30 mpg

£1,592
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,042
Per month£170/mo
Per week£39/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

95% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the TOYOTA brand average of 84%.

At 6 years old, 95% of TOYOTA RAV4s from 2020 passed their MOT first time in 2026. That's based on 21,063 tests across the UK. The average mileage at this age is 37,470 miles.

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How Does It Compare?

Rank among 2020 cars431th of 2,596(top 17%)
Rank among TOYOTA models136th of 996(top 14%)
vs national average+13%(82% avg)
vs 2020 cars average+3%(92% avg)
vs TOYOTA average+11%(84% avg)

Mileage Analysis

37,470

Average miles

vs

44,400

Expected for age

The average 2020 TOYOTA RAV4 has 37,470 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2021 model with a 96% MOT pass rate, while the 1997 model has the lowest at 68%. The 2020 sits between the two at 95%.

TOYOTA RAV4 by Year

YearPass RateTestsAvg Mileage
202398%4320,925 mi
202296%87424,460 mi
202196%17,32728,263 mi
202095%21,06337,470 mi
201995%15,81342,076 mi
201891%12,36747,872 mi
201789%12,68258,953 mi
201689%12,93466,323 mi
201588%8,89676,597 mi
201487%7,76284,598 mi
201387%7,73790,677 mi
201285%2,61090,323 mi
201185%83494,363 mi
201079%91098,211 mi
200976%3,006113,712 mi
200875%6,232117,679 mi
200774%6,284117,871 mi
200674%4,339112,901 mi
200578%5,924112,885 mi
200476%5,895112,590 mi
200375%4,621119,254 mi
200275%3,459123,590 mi
200174%1,839123,791 mi
200074%791119,583 mi
199974%1,509119,127 mi
199872%1,871121,783 mi
199768%939118,557 mi
199670%696116,356 mi
199572%559120,800 mi
199476%103114,912 mi

Similar Cars to Consider

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About the 2020 TOYOTA RAV4

The 2020 TOYOTA RAV4 is a large car with a 2500cc hybrid engine. 21,063 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. It ranks in the top 17% of all 2020 cars for reliability.

With an average of 37,470 miles at 6 years old, TOYOTA RAV4 owners drive about as much as the UK average.

2020 TOYOTA RAV4 Fuel Costs

The 2500cc hybrid engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current hybrid prices of 142p per litre (based on 7,400 miles per year). As a hybrid, real-world fuel costs will vary significantly depending on how much electric-only driving you do.

What does it cost to own a 2020 TOYOTA RAV4?

Total estimated annual running cost is £2,042 170/month), broken down as £1592 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

TOYOTA RAV4 Reliability Trend

Newer TOYOTA RAV4s show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 2020 TOYOTA RAV4

At 6 years old, the TOYOTA RAV4 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2021 model has the highest pass rate at 96%. With 21,063 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2020 TOYOTA RAV4's fuel type, age, and engine size, these are the most likely problem areas to check.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 TOYOTA RAV4 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
TOYOTA RAV4(2020)95%£1592£195Grp 25-38£2042
LEXUS NX(2021)97%£1592£190Grp 25-38£2037-£5
BMW X5 XDRIVE45E M SPORT AUTO(2021)88%£1592£190Grp 30-42£2187+£145
LEXUS UX(2019)96%£1327£190Grp 18-32£1772-£270
BMW M340I XDRIVE MHEV AUTO(2021)93%£1592£190Grp 30-42£2037-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Toyota Models

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Related Guides

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