Toyota RAV4 (2020)

Estimated running costs and MOT pass rates from 21,063 MOT tests in 2024.

Annual Cost

£2,413

£201/month

MOT Pass Rate

95%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 25-38

2500cc Hybrid

Great Choice

95% pass rate, £2,413/year to run. 13 points above average.

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Hybrid2500cc6 years old21,063 tests37k miles avg

Annual Running Costs

Fuel (Hybrid, 2500cc)

~30 mpg (petrol-engine estimate; hybrids usually use less)

£1,958

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£2,413

Per month£201/mo

Per week£46/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

95% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 13 points above the average of 82% across all models in our data. It also outperforms the Toyota brand average of 84%.

95% of MOT tests on Toyota RAV4s from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 21,063 tests across the UK, retests included. The average mileage recorded at those tests was 37,470 miles.

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How Does It Compare?

Rank among 2020 models417th of 2,554(top 17%)

Rank among Toyota models135th of 970(top 14%)

vs average of all models+13%(82% avg)

vs 2020 models average+3%(92% avg)

vs Toyota average+11%(84% avg)

Mileage Analysis

37,470

Average miles

29,600

Expected for age

The average 2020 Toyota RAV4 had 37,470 miles on the clock at its 2024 MOT, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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Best Year to Buy?

Of the years with at least 100 tests, the 2021 model has the highest MOT pass rate at 96%, while the 1997 model has the lowest at 68%. The 2020 scores 95%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Toyota RAV4 by Year

Year	Pass Rate	Tests	Avg Mileage
2023	98%	43	20,925 mi
2022	96%	874	24,460 mi
2021	96%	17,327	28,263 mi
2020	95%	21,063	37,470 mi
2019	95%	15,813	42,076 mi
2018	91%	12,367	47,872 mi
2017	89%	12,682	58,953 mi
2016	89%	12,934	66,323 mi
2015	88%	8,896	76,597 mi
2014	87%	7,762	84,598 mi
2013	87%	7,737	90,677 mi
2012	85%	2,610	90,323 mi
2011	85%	834	94,363 mi
2010	79%	910	98,211 mi
2009	76%	3,006	113,712 mi
2008	75%	6,232	117,679 mi
2007	74%	6,284	117,871 mi
2006	74%	4,339	112,901 mi
2005	78%	5,924	112,885 mi
2004	76%	5,895	112,590 mi
2003	75%	4,621	119,254 mi
2002	75%	3,459	123,590 mi
2001	74%	1,839	123,791 mi
2000	74%	791	119,583 mi
1999	74%	1,509	119,127 mi
1998	72%	1,871	121,783 mi
1997	68%	939	118,557 mi
1996	70%	696	116,356 mi
1995	72%	559	120,800 mi
1994	76%	103	114,912 mi

Similar Cars to Consider

Lexus NX

2021 · 2494cc Hybrid

£2,413/year

97%

+2%

BMW X5 XDRIVE45E M Sport Auto

2021 · 2998cc Hybrid

£2,563/year

88%

-7%

Lexus UX

2019 · 2000cc Hybrid

£2,086/year

96%

+1%

BMW M340I Xdrive MHEV Auto

2021 · 2998cc Hybrid

£2,413/year

93%

-2%

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About the 2020 Toyota RAV4

The 2020 Toyota RAV4 is a large car. Our records list a 2500cc hybrid engine, though engines vary between versions. 21,063 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. It ranks in the top 17% of all 2020 models for MOT pass rate.

With an average of 37,470 miles recorded at its 2024 MOT tests, Toyota RAV4 owners cover more miles than the average driver.

2020 Toyota RAV4 Fuel Costs

The 2500cc hybrid engine is on the larger side, so fuel won't be this car's strong point. Our estimate uses around 30 mpg, the figure for a petrol engine of this size, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). As a hybrid it should use less than that, and real-world fuel costs depend a lot on how much electric-only driving you do.

What does it cost to own a 2020 Toyota RAV4?

Total estimated annual running cost is £2,413 (£201/month), broken down as £1,958 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Toyota RAV4 Reliability Trend

Newer Toyota RAV4s pass their MOT more often than older ones, by 13 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Toyota RAV4

At 6 years old, the Toyota RAV4 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2021 model has the highest pass rate at 96%. With 21,063 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Toyota RAV4 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Toyota RAV4(2020)	95%	£1,958	£200	Grp 25-38	£2,413
Lexus NX(2021)	97%	£1,958	£200	Grp 25-38	£2,413same
BMW X5 XDRIVE45E M Sport Auto(2021)	88%	£1,958	£200	Grp 30-42	£2,563+£150
Lexus UX(2019)	96%	£1,631	£200	Grp 18-32	£2,086-£327
BMW M340I Xdrive MHEV Auto(2021)	93%	£1,958	£200	Grp 30-42	£2,413same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Toyota RAV4

Is the 2020 Toyota RAV4 reliable?

Excellent reliability. Very few MOT failures. 95% of MOT tests on 2020 Toyota RAV4s ended in a pass, from 21,063 tests (DVSA MOT data for tests in 2024, retests included). That's 13 points above the average of 82% across all models in the same data.

How much does a 2020 Toyota RAV4 cost to run?

Our estimate is £2,413 a year (£201 a month): £1,958 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Toyota RAV4?

95% of 21,063 MOT tests on the 2020 Toyota RAV4 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 417th of 2,554 models first registered in 2020 (top 17%).

Which year Toyota RAV4 has the best MOT pass rate?

Of the years with at least 100 tests, the 2021 Toyota RAV4 has the highest MOT pass rate at 96% and the 1997 the lowest at 68%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Toyota RAV4?

The average mileage recorded at MOT tests on the 2020 Toyota RAV4 is 37,470 miles, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.