CarCostCheck

VOLVO S60 (2020)

Running costs, reliability data, and common problems from 36 real MOT tests.

Annual Cost

£1,927

£161/month

MOT Pass Rate

83%

Good

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1969cc Petrol

Solid Option

83% pass rate, £1927/year to run. Close to the national average.

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Petrol1969cc6 years old36 tests44k miles avg

Annual Running Costs

Fuel (Petrol, 1969cc)

~36 mpg

£1,327
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs
£350
Total per year£1,927
Per month£161/mo
Per week£37/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

83% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the VOLVO brand average of 87%.

At 6 years old, 83% of VOLVO S60s from 2020 passed their MOT first time in 2026. That's based on 36 tests across the UK. The average mileage at this age is 44,031 miles.

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How Does It Compare?

Rank among 2020 cars2479th of 2,596(top 95%)
Rank among VOLVO models444th of 635(top 70%)
vs national average+1%(82% avg)
vs 2020 cars average-9%(92% avg)
vs VOLVO average-4%(87% avg)

Mileage Analysis

44,031

Average miles

vs

44,400

Expected for age

The average 2020 VOLVO S60 has 44,031 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2019 model with a 90% MOT pass rate, while the 2001 model has the lowest at 72%. The 2020 sits between the two at 83%.

VOLVO S60 by Year

YearPass RateTestsAvg Mileage
202083%3644,031 mi
201990%1,07138,056 mi
201888%1,44155,705 mi
201787%1,76768,573 mi
201686%1,92785,551 mi
201584%2,15497,794 mi
201483%2,489107,514 mi
201383%2,627109,535 mi
201279%3,269114,338 mi
201181%3,225117,211 mi
201081%1,220119,219 mi
200979%90133,284 mi
200874%646127,219 mi
200774%1,171129,259 mi
200676%1,969128,079 mi
200576%2,501138,798 mi
200473%2,166141,332 mi
200374%1,710138,000 mi
200277%1,124137,890 mi
200172%563122,657 mi
200081%31142,993 mi

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About the 2020 VOLVO S60

The 2020 VOLVO S60 is a premium with a 1969cc petrol engine. 36 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 95% of 2020 cars for MOT pass rates.

With an average of 44,031 miles at 6 years old, VOLVO S60 owners drive about as much as the UK average.

2020 VOLVO S60 Fuel Costs

The 1969cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 VOLVO S60?

Total estimated annual running cost is £1,927 161/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 83% pass rate. Keeping on top of servicing will help avoid surprises.

VOLVO S60 Reliability Trend

Newer VOLVO S60s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2020 VOLVO S60

At 6 years old, the VOLVO S60 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2019 model has the highest pass rate at 90%. Note: with only 36 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2020 VOLVO S60's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 VOLVO S60 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
VOLVO S60(2020)83%£1327£195Grp 18-32£1927
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582-£345
FORD KUGA(2018)90%£1137£190Grp 12-25£1582-£345
MINI COOPER(2018)92%£1137£190Grp 12-25£1582-£345
NISSAN QASHQAI(2020)93%£1137£190Grp 12-25£1582-£345

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Volvo Models

Explore other Volvo cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Volvo S60.

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