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BMW 3 SERIES (2021)

Running costs, reliability data, and common problems from 908 real MOT tests.

Annual Cost

£1,487

£124/month

MOT Pass Rate

93%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Diesel

Great Choice

93% pass rate, £1487/year to run. 11 points above average.

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Diesel1995cc5 years old908 tests28k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,487
Per month£124/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

93% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 5 years old, 93% of BMW 3 SERIESs from 2021 passed their MOT first time in 2026. That's based on 908 tests across the UK. The average mileage at this age is 28,473 miles.

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How Does It Compare?

Rank among 2021 cars1558th of 3,373(top 46%)
Rank among BMW models368th of 1,564(top 24%)
vs national average+11%(82% avg)
vs 2021 cars average+1%(92% avg)
vs BMW average+5%(88% avg)

Mileage Analysis

28,473

Average miles

vs

37,000

Expected for age

The average 2021 BMW 3 SERIES has 28,473 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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BMW 3 SERIES by Year

YearPass RateTestsAvg Mileage
202193%90828,473 mi
202091%7,52641,101 mi
201991%27,33848,949 mi
201891%19,47556,573 mi
201790%8,07767,957 mi
201690%48,55980,506 mi
201588%61,65989,425 mi
201487%63,059101,192 mi
201385%71,326106,062 mi
201282%68,955111,893 mi
201181%57,568119,984 mi
201080%52,791122,709 mi
200980%49,275121,100 mi
200880%48,705125,171 mi
200780%55,686130,265 mi
200680%40,353136,490 mi
200578%24,924133,038 mi
200478%18,555124,569 mi
200378%19,201122,025 mi
200279%14,796121,727 mi
200177%9,406117,601 mi
200077%4,799114,997 mi
199978%7,815113,190 mi
199879%6,287122,358 mi
199779%4,853120,261 mi
199682%3,215116,915 mi
199580%2,059114,256 mi
199478%1,263115,103 mi
199382%1,173110,323 mi
199284%1,309110,038 mi
199182%1,861119,331 mi
199084%3,316122,194 mi

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About the 2021 BMW 3 SERIES

The 2021 BMW 3 SERIES is a premium with a 1995cc diesel engine. 908 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2021, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 28,473 miles at 5 years old, BMW 3 SERIES owners tend to use this car less than the typical driver.

2021 BMW 3 SERIES Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2021 BMW 3 SERIES?

Total estimated annual running cost is £1,487 124/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 3 SERIES Reliability Trend

Newer BMW 3 SERIESs show better MOT pass rates than older ones, with an average improvement of 6 percentage points.

Buying a Used 2021 BMW 3 SERIES

At 5 years old, the BMW 3 SERIES offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2021 BMW 3 SERIES's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Low risk

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 BMW 3 SERIES stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 3 SERIES(2021)93%£1037£195Grp 18-32£1487
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£13
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£5
VOLKSWAGEN POLO(2019)89%£905£190Grp 12-25£1500+£13
FORD TRANSIT CUSTOM(2019)87%£1037£190Grp 18-32£1632+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Bmw 3 series.

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