BMW 428 (2016)
Running costs, reliability data, and common problems from 486 real MOT tests.
Annual Cost
£2,047
£171/month
MOT Pass Rate
87%
Good
Road Tax
£315
Based on CC/year
Insurance
Grp 18-32
1997cc Petrol
Solid Option
87% pass rate, £2047/year to run. 5 points above average.
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Annual Running Costs
~36 mpg
Based on 1997cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.
At 10 years old, 87% of BMW 428s from 2016 passed their MOT first time in 2026. That's based on 486 tests across the UK. The average mileage at this age is 58,549 miles.
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How Does It Compare?
Mileage Analysis
58,549
Average miles
74,000
Expected for age
The average 2016 BMW 428 has 58,549 miles on the clock, which is below the expected 74,000 miles for a 10-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2014 model with a 88% MOT pass rate, while the 2016 model has the lowest at 87%. Consider a different year if reliability is a priority.
BMW 428 by Year
Similar Cars to Consider
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About the 2016 BMW 428
The 2016 BMW 428 is a premium with a 1997cc petrol engine. 486 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2016, the average MOT pass rate is 85%, and this model beats that benchmark.
With an average of 58,549 miles at 10 years old, BMW 428 owners tend to use this car less than the typical driver.
2016 BMW 428 Fuel Costs
The 1997cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2016 BMW 428?
Total estimated annual running cost is £2,047 (£171/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 87% pass rate. Keeping on top of servicing will help avoid surprises.
BMW 428 Reliability Trend
The BMW 428 has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.
Buying a Used 2016 BMW 428
At 10 years old, the BMW 428 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.
Common Issues to Watch For
Based on the 2016 BMW 428's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 10 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2016 BMW 428 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| BMW 428(2016) | 87% | £1327 | £315 | Grp 18-32 | £2047 |
| FORD FOCUS(2014) | 80% | £1137 | £135 | Grp 12-25 | £1677-£370 |
| NISSAN QASHQAI(2014) | 78% | £1137 | £135 | Grp 12-25 | £1827-£220 |
| FORD KUGA(2018) | 90% | £1137 | £190 | Grp 12-25 | £1582-£465 |
| BMW 3 SERIES(2015) | 88% | £1137 | £135 | Grp 12-25 | £1677-£370 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Bmw Models
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