CarCostCheck

BMW 520D M SPORT MHEV AUTO (2019)

Running costs, reliability data, and common problems from 934 real MOT tests.

Annual Cost

£1,777

£148/month

MOT Pass Rate

92%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Petrol

Great Choice

92% pass rate, £1777/year to run. 10 points above average.

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Petrol1995cc7 years old934 tests53k miles avg

Annual Running Costs

Fuel (Petrol, 1995cc)

~36 mpg

£1,327
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,777
Per month£148/mo
Per week£34/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 7 years old, 92% of BMW 520D M SPORT MHEV AUTOs from 2019 passed their MOT first time in 2026. That's based on 934 tests across the UK. The average mileage at this age is 52,575 miles.

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How Does It Compare?

Rank among 2019 cars551th of 1,419(top 39%)
Rank among BMW models486th of 1,564(top 31%)
vs national average+10%(82% avg)
vs 2019 cars average+2%(90% avg)
vs BMW average+4%(88% avg)

Mileage Analysis

52,575

Average miles

vs

51,800

Expected for age

The average 2019 BMW 520D M SPORT MHEV AUTO has 52,575 miles on the clock, which is in line with the expected 51,800 miles for a 7-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2022 model with a 94% MOT pass rate, while the 2021 model has the lowest at 89%. The 2019 sits between the two at 92%.

BMW 520D M SPORT MHEV AUTO by Year

YearPass RateTestsAvg Mileage
202391%3216,739 mi
202294%31831,795 mi
202189%3,42335,018 mi
202093%6,27742,136 mi
201992%93452,575 mi

Similar Cars to Consider

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About the 2019 BMW 520D M SPORT MHEV AUTO

The 2019 BMW 520D M SPORT MHEV AUTO is a premium with a 1995cc petrol engine. 934 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2019, the average MOT pass rate is 90%, and this model beats that benchmark.

With an average of 52,575 miles at 7 years old, BMW 520D M SPORT MHEV AUTO owners drive about as much as the UK average.

2019 BMW 520D M SPORT MHEV AUTO Fuel Costs

The 1995cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2019 BMW 520D M SPORT MHEV AUTO?

Total estimated annual running cost is £1,777 148/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 520D M SPORT MHEV AUTO Reliability Trend

The BMW 520D M SPORT MHEV AUTO has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.

Buying a Used 2019 BMW 520D M SPORT MHEV AUTO

At 7 years old, this is a solid used buy if you find one with good service history. Depreciation has levelled off, so you won't lose much more value. Focus on condition over mileage. If you're flexible on year, the 2022 model has the highest pass rate at 94%.

Common Issues to Watch For

Based on the 2019 BMW 520D M SPORT MHEV AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.

Suspension Wear

Medium risk

Shock absorbers, springs, and anti-roll bar links typically need attention around this age. Listen for clunks over bumps and check for uneven tyre wear.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2019 BMW 520D M SPORT MHEV AUTO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 520D M SPORT MHEV AUTO(2019)92%£1327£195Grp 18-32£1777
LAND ROVER DISCOVERY SPORT R-DYN SE D A(2020)90%£1327£190Grp 18-32£1772-£5
BMW 320D M SPORT MHEV AUTO(2021)91%£1327£190Grp 18-32£1772-£5
VOLVO XC90 R-DESIGN B5 MHEV AWD AUTO(2021)90%£1327£190Grp 18-32£1772-£5
BMW X4 XDRIVE20D M SPORT MHEV AUTO(2021)94%£1327£190Grp 18-32£1772-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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