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BMW 550 (2014)

Estimated running costs and MOT pass rates from 64 MOT tests in 2024.

Annual Cost

£3,003

£250/month

MOT Pass Rate

94%

Excellent

Road Tax

£790

Estimated/year

Est. Insurance

Grp 35-50

4395cc Petrol

Great Choice

94% pass rate, £3,003/year to run. 12 points above average.

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Petrol4395cc12 years old64 tests66k miles avg

Annual Running Costs

Fuel (Petrol, 4395cc)

~30 mpg

£1,958
Road Tax

Estimated CO2 band

£790
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£3,003
Per month£250/mo
Per week£58/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

94% MOT pass rate(Excellent)
0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the average of 82% across all models in our data. It also outperforms the BMW brand average of 88%.

94% of MOT tests on BMW 550s from 2014 ended in a pass in 2024, when they were about 10 years old. That's based on 64 tests across the UK, retests included. The average mileage recorded at those tests was 66,034 miles.

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How Does It Compare?

Rank among 2014 models68th of 527(top 13%)
Rank among BMW models305th of 1,548(top 20%)
vs average of all models+12%(82% avg)
vs 2014 models average+13%(81% avg)
vs BMW average+6%(88% avg)

Mileage Analysis

66,034

Average miles

vs

74,000

Expected for age

The average 2014 BMW 550 had 66,034 miles on the clock at its 2024 MOT, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

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BMW 550 by Year

YearPass RateTestsAvg Mileage
201494%6466,034 mi
201095%6061,157 mi
200888%3392,167 mi
200789%8178,490 mi
200686%202107,238 mi
200593%46127,277 mi

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About the 2014 BMW 550

The 2014 BMW 550 is a premium performance car. Our records list a 4395cc petrol engine, though engines vary between versions. 64 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 13% of all 2014 models for MOT pass rate.

With an average of 66,034 miles recorded at its 2024 MOT tests, BMW 550 owners drive about as much as the UK average.

2014 BMW 550 Fuel Costs

The 4395cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2014 BMW 550?

Total estimated annual running cost is £3,003 (£250/month), broken down as £1,958 fuel, £790 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2014 BMW 550

At 12 years old, the BMW 550 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 64 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 12 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2014 BMW 550 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
BMW 550(2014)94%£1,958£790Grp 35-50£3,003
Mercedes C(2016)88%£1,958£790Grp 35-50£3,153+£150
Audi A6(2016)89%£1,958£790Grp 35-50£3,153+£150
Porsche 911(2016)97%£1,958£790Grp 35-50£3,003same
Bentley Continental(2014)97%£1,958£790Grp 35-50£3,003same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2014 BMW 550

Is the 2014 BMW 550 reliable?

Excellent reliability. Very few MOT failures. 94% of MOT tests on 2014 BMW 550s ended in a pass, from 64 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points above the average of 82% across all models in the same data.

How much does a 2014 BMW 550 cost to run?

Our estimate is £3,003 a year (£250 a month): £1,958 fuel, £790 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2014 BMW 550?

94% of 64 MOT tests on the 2014 BMW 550 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 68th of 527 models first registered in 2014 (top 13%).

What is the average mileage for a 2014 BMW 550?

The average mileage recorded at MOT tests on the 2014 BMW 550 is 66,034 miles, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

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In-depth articles relevant to the BMW 550.

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