CarCostCheck

BMW X2 SDRIVE20I SE AUTO (2021)

Running costs, reliability data, and common problems from 40 real MOT tests.

Annual Cost

£1,777

£148/month

MOT Pass Rate

93%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1998cc Petrol

Great Choice

93% pass rate, £1777/year to run. 11 points above average.

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Petrol1998cc5 years old40 tests17k miles avg

Annual Running Costs

Fuel (Petrol, 1998cc)

~36 mpg

£1,327
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,777
Per month£148/mo
Per week£34/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

93% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 5 years old, 93% of BMW X2 SDRIVE20I SE AUTOs from 2021 passed their MOT first time in 2026. That's based on 40 tests across the UK. The average mileage at this age is 17,168 miles.

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How Does It Compare?

Rank among 2021 cars1773th of 3,373(top 53%)
Rank among BMW models422th of 1,564(top 27%)
vs national average+11%(82% avg)
vs 2021 cars average+1%(92% avg)
vs BMW average+5%(88% avg)

Mileage Analysis

17,168

Average miles

vs

37,000

Expected for age

The average 2021 BMW X2 SDRIVE20I SE AUTO has 17,168 miles on the clock, which is significantly below the expected 37,000 miles for a 5-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2020 model with a 94% MOT pass rate, while the 2018 model has the lowest at 91%. The 2021 sits between the two at 93%.

BMW X2 SDRIVE20I SE AUTO by Year

YearPass RateTestsAvg Mileage
202193%4017,168 mi
202094%27230,794 mi
201992%49632,307 mi
201891%7644,092 mi

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About the 2021 BMW X2 SDRIVE20I SE AUTO

The 2021 BMW X2 SDRIVE20I SE AUTO is a premium with a 1998cc petrol engine. 40 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2021, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 17,168 miles at 5 years old, BMW X2 SDRIVE20I SE AUTO owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2021 BMW X2 SDRIVE20I SE AUTO Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2021 BMW X2 SDRIVE20I SE AUTO?

Total estimated annual running cost is £1,777 148/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW X2 SDRIVE20I SE AUTO Reliability Trend

The BMW X2 SDRIVE20I SE AUTO has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.

Buying a Used 2021 BMW X2 SDRIVE20I SE AUTO

At 5 years old, the BMW X2 SDRIVE20I SE AUTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2020 model has the highest pass rate at 94%. Note: with only 40 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2021 BMW X2 SDRIVE20I SE AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 BMW X2 SDRIVE20I SE AUTO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW X2 SDRIVE20I SE AUTO(2021)93%£1327£195Grp 18-32£1777
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582-£195
NISSAN QASHQAI(2020)93%£1137£190Grp 12-25£1582-£195
MINI COOPER(2019)92%£1137£190Grp 12-25£1582-£195
HYUNDAI TUCSON(2019)90%£1137£190Grp 12-25£1582-£195

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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Explore other Bmw cars or similar models in the same category.

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