CarCostCheck

BMW X3 (2016)

Estimated running costs and MOT pass rates from 18,166 MOT tests in 2024.

Annual Cost

£2,077

£173/month

MOT Pass Rate

88%

Good

Road Tax

£275

Estimated/year

Est. Insurance

Grp 18-32

1995cc Diesel

Solid Option

88% pass rate, £2,077/year to run. 6 points above average.

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Diesel1995cc10 years old18,166 tests70k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,397
Road Tax

Estimated CO2 band

£275
MOT Test
£55
Predicted Repairs
£350
Total per year£2,077
Per month£173/mo
Per week£40/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

88% MOT pass rate(Good)
0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 6 points above the average of 82% across all models in our data.

88% of MOT tests on BMW X3s from 2016 ended in a pass in 2024, when they were about 8 years old. That's based on 18,166 tests across the UK, retests included. The average mileage recorded at those tests was 70,153 miles.

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How Does It Compare?

Rank among 2016 models243rd of 539(top half)
Rank among BMW models880th of 1,548(bottom half)
vs average of all models+6%(82% avg)
vs 2016 models average+3%(85% avg)
vs BMW average+0%(88% avg)

Mileage Analysis

70,153

Average miles

vs

59,200

Expected for age

The average 2016 BMW X3 had 70,153 miles on the clock at its 2024 MOT, which is in line with the expected 59,200 miles for a 8-year-old car, suggesting normal everyday use.

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Best Year to Buy?

Of the years with at least 100 tests, the 2021 model has the highest MOT pass rate at 94%, while the 2005 model has the lowest at 76%. The 2016 scores 88%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

BMW X3 by Year

YearPass RateTestsAvg Mileage
202194%5,41324,798 mi
202092%13,18733,638 mi
201992%32,93742,303 mi
201892%17,18649,536 mi
201789%16,66661,118 mi
201688%18,16670,153 mi
201587%14,18982,377 mi
201485%12,22691,766 mi
201384%15,08298,171 mi
201283%14,378104,808 mi
201184%8,272111,744 mi
201084%1,786113,992 mi
200983%2,902117,342 mi
200881%3,247120,389 mi
200778%4,940130,152 mi
200678%6,611135,824 mi
200576%5,434140,749 mi
200478%4,438123,849 mi

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About the 2016 BMW X3

The 2016 BMW X3 is a premium car. Our records list a 1995cc diesel engine, though engines vary between versions. 18,166 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. Among all models from 2016, the average MOT pass rate is 85%, and this model beats that benchmark.

With an average of 70,153 miles recorded at its 2024 MOT tests, BMW X3 owners drive about as much as the UK average.

2016 BMW X3 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2016 BMW X3?

Total estimated annual running cost is £2,077 (£173/month), broken down as £1,397 fuel, £275 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.

BMW X3 Reliability Trend

Newer BMW X3s pass their MOT more often than older ones, by 9 percentage points on average, which is mostly down to age and wear.

Buying a Used 2016 BMW X3

At 10 years old, the BMW X3 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2021 model has the highest pass rate at 94%. With 18,166 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2016 BMW X3 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
BMW X3(2016)88%£1,397£275Grp 18-32£2,077
Volkswagen Golf(2017)91%£1,219£200Grp 12-25£1,674-£403
Vauxhall Astra(2014)79%£1,219£170Grp 12-25£1,944-£133
Ford Focus(2018)89%£1,219£200Grp 12-25£1,824-£253
Audi A3(2015)88%£1,219£170Grp 12-25£1,794-£283

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2016 BMW X3

Is the 2016 BMW X3 reliable?

Good reliability. Occasional issues but generally solid. 88% of MOT tests on 2016 BMW X3s ended in a pass, from 18,166 tests (DVSA MOT data for tests in 2024, retests included). That's 6 points above the average of 82% across all models in the same data.

How much does a 2016 BMW X3 cost to run?

Our estimate is £2,077 a year (£173 a month): £1,397 fuel, £275 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2016 BMW X3?

88% of 18,166 MOT tests on the 2016 BMW X3 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 243rd of 539 models first registered in 2016 (top half).

Which year BMW X3 has the best MOT pass rate?

Of the years with at least 100 tests, the 2021 BMW X3 has the highest MOT pass rate at 94% and the 2005 the lowest at 76%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2016 BMW X3?

The average mileage recorded at MOT tests on the 2016 BMW X3 is 70,153 miles, which is in line with the expected 59,200 miles for a 8-year-old car, suggesting normal everyday use.

Related BMW Models

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Related Guides

In-depth articles relevant to the BMW X3.

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