BMW X5 M COMPETITION AUTO (2022)
Running costs, reliability data, and common problems from 36 real MOT tests.
Annual Cost
£2,042
£170/month
MOT Pass Rate
92%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 35-50
4395cc Petrol
Great Choice
92% pass rate, £2042/year to run. 10 points above average.
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Annual Running Costs
~30 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the BMW brand average of 88%.
At 4 years old, 92% of BMW X5 M COMPETITION AUTOs from 2022 passed their MOT first time in 2026. That's based on 36 tests across the UK. The average mileage at this age is 15,319 miles.
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How Does It Compare?
Mileage Analysis
15,319
Average miles
29,600
Expected for age
The average 2022 BMW X5 M COMPETITION AUTO has 15,319 miles on the clock, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2021 model with a 95% MOT pass rate, while the 2020 model has the lowest at 95%. The 2022 sits between the two at 92%.
BMW X5 M COMPETITION AUTO by Year
Similar Cars to Consider
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About the 2022 BMW X5 M COMPETITION AUTO
The 2022 BMW X5 M COMPETITION AUTO is a premium performance with a 4395cc petrol engine. 36 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 77% of 2022 cars for MOT pass rates.
With an average of 15,319 miles at 4 years old, BMW X5 M COMPETITION AUTO owners tend to use this car less than the typical driver.
2022 BMW X5 M COMPETITION AUTO Fuel Costs
The 4395cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2022 BMW X5 M COMPETITION AUTO?
Total estimated annual running cost is £2,042 (£170/month), broken down as £1592 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 2022 BMW X5 M COMPETITION AUTO
At 4 years old, the BMW X5 M COMPETITION AUTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2021 model has the highest pass rate at 95%. Note: with only 36 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2022 BMW X5 M COMPETITION AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.
Oil Consumption
Low riskLarger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2022 BMW X5 M COMPETITION AUTO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| BMW X5 M COMPETITION AUTO(2022) | 92% | £1592 | £195 | Grp 35-50 | £2042 |
| MERCEDES C(2020) | 92% | £1592 | £190 | Grp 35-50 | £2037-£5 |
| AUDI A6(2020) | 94% | £1592 | £190 | Grp 35-50 | £2037-£5 |
| BENTLEY BENTAYGA(2021) | 98% | £1592 | £190 | Grp 35-50 | £2037-£5 |
| PORSCHE CAYMAN(2020) | 97% | £1592 | £190 | Grp 35-50 | £2037-£5 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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