Volvo XC40 (2022)
Estimated running costs and MOT pass rates from 323 MOT tests in 2024.
Annual Cost
£1,853
£154/month
MOT Pass Rate
96%
Excellent
Road Tax
£200
Standard rate/year
Est. Insurance
Grp 12-25
1477cc Petrol
Great Choice
96% pass rate, £1,853/year to run. 14 points above average.
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Annual Running Costs
~42 mpg
Standard rate (from April 2017)
Low estimate due to excellent reliability
Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).
Reliability Verdict
Excellent reliability. Very few MOT failures. That's 14 points above the average of 82% across all models in our data. It also outperforms the Volvo brand average of 87%.
96% of MOT tests on Volvo XC40s from 2022 ended in a pass in 2024, when they were about 2 years old. That's based on 323 tests across the UK, retests included. The average mileage recorded at those tests was 24,682 miles.
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How Does It Compare?
Mileage Analysis
24,682
Average miles
14,800
Expected for age
The average 2022 Volvo XC40 had 24,682 miles on the clock at its 2024 MOT, which is well above the expected 14,800 miles for a 2-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
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Best Year to Buy?
Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 93%, while the 2018 model has the lowest at 91%. The 2022 scores 96%, but cars from 2022 weren't due their first routine MOT until 2025, so its figure isn't compared here. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.
Volvo XC40 by Year
Similar Cars to Consider
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About the 2022 Volvo XC40
The 2022 Volvo XC40 is a premium car. Our records list a 1477cc petrol engine, though engines vary between versions. 323 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2022, the average MOT pass rate is 94%, and this model beats that benchmark.
With an average of 24,682 miles recorded at its 2024 MOT tests, Volvo XC40 owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.
2022 Volvo XC40 Fuel Costs
The 1477cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).
What does it cost to own a 2022 Volvo XC40?
Total estimated annual running cost is £1,853 (£154/month), broken down as £1,398 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Volvo XC40 Reliability Trend
The Volvo XC40 has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.
Buying a Used 2022 Volvo XC40
At 4 years old, the Volvo XC40 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2020 model has the highest pass rate at 93%.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2022 Volvo XC40 stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| Volvo XC40(2022) | 96% | £1,398 | £200 | Grp 12-25 | £1,853 |
| Nissan Qashqai(2020) | 93% | £1,398 | £200 | Grp 12-25 | £1,853same |
| MINI Cooper(2020) | 93% | £1,398 | £200 | Grp 12-25 | £1,853same |
| Ford Fiesta(2020) | 91% | £1,175 | £200 | Grp 1-8 | £1,630-£223 |
| Audi Q2(2020) | 94% | £1,175 | £200 | Grp 1-8 | £1,630-£223 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 2022 Volvo XC40
Is the 2022 Volvo XC40 reliable?
Excellent reliability. Very few MOT failures. 96% of MOT tests on 2022 Volvo XC40s ended in a pass, from 323 tests (DVSA MOT data for tests in 2024, retests included). That's 14 points above the average of 82% across all models in the same data.
How much does a 2022 Volvo XC40 cost to run?
Our estimate is £1,853 a year (£154 a month): £1,398 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 2022 Volvo XC40?
96% of 323 MOT tests on the 2022 Volvo XC40 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 390th of 1,057 models first registered in 2022 (top half).
Which year Volvo XC40 has the best MOT pass rate?
Of the years with at least 100 tests, the 2020 Volvo XC40 has the highest MOT pass rate at 93% and the 2018 the lowest at 91%. Newer cars usually pass more often simply because they are younger and have done fewer miles.
What is the average mileage for a 2022 Volvo XC40?
The average mileage recorded at MOT tests on the 2022 Volvo XC40 is 24,682 miles, which is well above the expected 14,800 miles for a 2-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
Related Volvo Models
Explore other Volvo cars or similar models in the same category.
Volvo V40
2014 · 1984cc Diesel
Volvo XC60
2016 · 1969cc Petrol
Volvo XC90
2018 · Electric
Nissan Qashqai
2020 · 1598cc Petrol
MINI Cooper
2020 · 1499cc Petrol
Ford Fiesta
2020 · 998cc Petrol
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