CarCostCheck

VOLVO XC40 (2022)

Running costs, reliability data, and common problems from 323 real MOT tests.

Annual Cost

£1,587

£132/month

MOT Pass Rate

96%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 12-25

1477cc Petrol

Great Choice

96% pass rate, £1587/year to run. 14 points above average.

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Petrol1477cc4 years old323 tests25k miles avg

Annual Running Costs

Fuel (Petrol, 1477cc)

~42 mpg

£1,137
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,587
Per month£132/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

96% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 14 points above the national average of 82%. It also outperforms the VOLVO brand average of 87%.

At 4 years old, 96% of VOLVO XC40s from 2022 passed their MOT first time in 2026. That's based on 323 tests across the UK. The average mileage at this age is 24,682 miles.

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How Does It Compare?

Rank among 2022 cars390th of 1,059(top 37%)
Rank among VOLVO models50th of 635(top 8%)
vs national average+14%(82% avg)
vs 2022 cars average+2%(94% avg)
vs VOLVO average+9%(87% avg)

Mileage Analysis

24,682

Average miles

vs

29,600

Expected for age

The average 2022 VOLVO XC40 has 24,682 miles on the clock, which is in line with the expected 29,600 miles for a 4-year-old car, suggesting normal everyday use.

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VOLVO XC40 by Year

YearPass RateTestsAvg Mileage
202296%32324,682 mi
202193%25,69826,221 mi
202093%36,06432,297 mi
201992%27,08540,987 mi
201891%11,75847,533 mi

Similar Cars to Consider

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About the 2022 VOLVO XC40

The 2022 VOLVO XC40 is a premium with a 1477cc petrol engine. 323 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2022, the average MOT pass rate is 94%, and this model beats that benchmark.

With an average of 24,682 miles at 4 years old, VOLVO XC40 owners drive about as much as the UK average.

2022 VOLVO XC40 Fuel Costs

The 1477cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2022 VOLVO XC40?

Total estimated annual running cost is £1,587 132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

VOLVO XC40 Reliability Trend

The VOLVO XC40 has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.

Buying a Used 2022 VOLVO XC40

At 4 years old, the VOLVO XC40 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2022 VOLVO XC40's fuel type, age, and engine size, these are the most likely problem areas to check.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2022 VOLVO XC40 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
VOLVO XC40(2022)96%£1137£195Grp 12-25£1587
NISSAN QASHQAI(2020)93%£1137£190Grp 12-25£1582-£5
MINI COOPER(2020)93%£1137£190Grp 12-25£1582-£5
FORD FIESTA(2020)91%£955£190Grp 1-8£1400-£187
AUDI Q2(2020)94%£955£190Grp 1-8£1400-£187

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Volvo Models

Explore other Volvo cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Volvo Xc40.

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