VOLVO XC90 (2004)
Running costs, common problems, and reliability data based on 4,432 real MOT tests in 2024.
MOT Pass Rate
72%
Total Tests (2024)
4,432
Avg Mileage
161,221 mi
Est. Annual Cost
£2,050
Is the 2004 VOLVO XC90 reliable?
Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%. It falls below the VOLVO brand average of 87%.
At 20 years old, 72% of VOLVO XC90s from 2004 passed their MOT first time in 2024. That's based on 4,432 tests across the UK. The average mileage at this age is 161,221 miles.
How does the 2004 VOLVO XC90 compare?
Mileage Analysis
The average 2004 VOLVO XC90 has 161,221 miles on the clock, which is in line with the expected 148,000 miles for a 20-year-old car, suggesting normal everyday use.
Best year to buy a VOLVO XC90?
The most reliable year is the 2020 model with a 91% MOT pass rate, while the 2003 model has the lowest at 72%. The 2004 sits between the two at 72%.
How much does a 2004 VOLVO XC90 cost to run?
Higher than average due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.
VOLVO XC90 by Year
| Year | Pass Rate | Tests | Avg Mileage |
|---|---|---|---|
| 2021 | 90% | 49 | 40,659 mi |
| 2020 | 91% | 1,309 | 41,321 mi |
| 2019 | 90% | 9,154 | 50,386 mi |
| 2018 | 89% | 11,631 | 61,269 mi |
| 2017 | 88% | 10,316 | 72,733 mi |
| 2016 | 86% | 10,879 | 84,251 mi |
| 2015 | 85% | 5,492 | 89,253 mi |
| 2014 | 81% | 4,171 | 99,216 mi |
| 2013 | 81% | 4,585 | 108,019 mi |
| 2012 | 82% | 5,327 | 114,883 mi |
| 2011 | 78% | 8,160 | 124,635 mi |
| 2010 | 77% | 11,184 | 130,904 mi |
| 2009 | 78% | 6,349 | 136,576 mi |
| 2008 | 76% | 3,096 | 141,628 mi |
| 2007 | 73% | 5,149 | 147,081 mi |
| 2006 | 73% | 5,088 | 150,799 mi |
| 2005 | 73% | 6,336 | 159,047 mi |
| 2004 | 72% | 4,432 | 161,221 mi |
| 2003 | 72% | 1,520 | 152,528 mi |
Checking a specific VOLVO XC90?
Enter the reg plate to see its individual MOT history, mileage verification, and predicted costs.
About the 2004 VOLVO XC90
The 2004 VOLVO XC90 is a premium with a 2435cc diesel engine. 4,432 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.
With an average of 161,221 miles at 20 years old, VOLVO XC90 owners drive about as much as the UK average.
2004 VOLVO XC90 Fuel Costs
The 2435cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2004 VOLVO XC90?
Total estimated annual running cost is £2,050 (£171/month), broken down as £1245 fuel, £250 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.
VOLVO XC90 Reliability Trend
Newer VOLVO XC90s show better MOT pass rates than older ones, with an average improvement of 11 percentage points.
Buying a Used 2004 VOLVO XC90
At 20 years old, the VOLVO XC90 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 91%.
Alternatives to the 2004 VOLVO XC90
If reliability is your priority, there are 3 similar cars with a higher MOT pass rate. Here are comparable diesel cars with similar engines:
- HONDA CIVIC (2006) 71% pass rate (-1%) from 28,045 tests
- BMW 3 SERIES (2005) 78% pass rate (+6%) from 24,924 tests
- VOLKSWAGEN TRANSPORTER (2006) 73% pass rate (+1%) from 23,355 tests
- LAND ROVER DISCOVERY (2006) 78% pass rate (+6%) from 17,245 tests