Volvo XC90 (2020)

Estimated running costs and MOT pass rates from 1,309 MOT tests in 2024.

Annual Cost

£2,086

£174/month

MOT Pass Rate

91%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1969cc Hybrid

Great Choice

91% pass rate, £2,086/year to run. 9 points above average.

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Hybrid1969cc6 years old1,309 tests41k miles avg

Annual Running Costs

Fuel (Hybrid, 1969cc)

~36 mpg (petrol-engine estimate; hybrids usually use less)

£1,631

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£2,086

Per month£174/mo

Per week£40/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

91% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 9 points above the average of 82% across all models in our data. It also outperforms the Volvo brand average of 87%.

91% of MOT tests on Volvo XC90s from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 1,309 tests across the UK, retests included. The average mileage recorded at those tests was 41,321 miles.

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How Does It Compare?

Rank among 2020 models1527th of 2,554(bottom half)

Rank among Volvo models244th of 619(top half)

vs average of all models+9%(82% avg)

vs 2020 models average-1%(92% avg)

vs Volvo average+4%(87% avg)

Mileage Analysis

41,321

Average miles

29,600

Expected for age

The average 2020 Volvo XC90 had 41,321 miles on the clock at its 2024 MOT, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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Volvo XC90 by Year

Year	Pass Rate	Tests	Avg Mileage
2021	90%	49	40,659 mi
2020	91%	1,309	41,321 mi
2019	90%	9,154	50,386 mi
2018	89%	11,631	61,269 mi
2017	88%	10,316	72,733 mi
2016	86%	10,879	84,251 mi
2015	85%	5,492	89,253 mi
2014	81%	4,171	99,216 mi
2013	81%	4,585	108,019 mi
2012	82%	5,327	114,883 mi
2011	78%	8,160	124,635 mi
2010	77%	11,184	130,904 mi
2009	78%	6,349	136,576 mi
2008	76%	3,096	141,628 mi
2007	73%	5,149	147,081 mi
2006	73%	5,088	150,799 mi
2005	73%	6,336	159,047 mi
2004	72%	4,432	161,221 mi
2003	72%	1,520	152,528 mi

Similar Cars to Consider

Mercedes C

2018 · 1991cc Hybrid

£2,086/year

90%

-1%

Toyota Yaris

2019 · 1497cc Hybrid

£1,853/year

93%

+2%

MINI Cooper S

2019 · 1499cc Hybrid

£1,853/year

92%

+1%

Land Rover Range Rover Sport

2019 · 1997cc Hybrid

£2,086/year

94%

+3%

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About the 2020 Volvo XC90

The 2020 Volvo XC90 is a premium car. Our records list a 1969cc hybrid engine, though engines vary between versions. 1,309 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 41,321 miles recorded at its 2024 MOT tests, Volvo XC90 owners cover more miles than the average driver.

2020 Volvo XC90 Fuel Costs

The 1969cc hybrid engine offers a reasonable balance between performance and economy. Our estimate uses around 36 mpg, the figure for a petrol engine of this size, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). As a hybrid it should use less than that, and real-world fuel costs depend a lot on how much electric-only driving you do.

What does it cost to own a 2020 Volvo XC90?

Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Volvo XC90 Reliability Trend

Newer Volvo XC90s pass their MOT more often than older ones, by 11 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Volvo XC90

At 6 years old, the Volvo XC90 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Volvo XC90 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Volvo XC90(2020)	91%	£1,631	£200	Grp 18-32	£2,086
Mercedes C(2018)	90%	£1,631	£200	Grp 18-32	£2,086same
Toyota Yaris(2019)	93%	£1,398	£200	Grp 12-25	£1,853-£233
MINI Cooper S(2019)	92%	£1,398	£200	Grp 12-25	£1,853-£233
Land Rover Range Rover Sport(2019)	94%	£1,631	£200	Grp 18-32	£2,086same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Volvo XC90

Is the 2020 Volvo XC90 reliable?

Excellent reliability. Very few MOT failures. 91% of MOT tests on 2020 Volvo XC90s ended in a pass, from 1,309 tests (DVSA MOT data for tests in 2024, retests included). That's 9 points above the average of 82% across all models in the same data.

How much does a 2020 Volvo XC90 cost to run?

Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Volvo XC90?

91% of 1,309 MOT tests on the 2020 Volvo XC90 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1527th of 2,554 models first registered in 2020 (bottom half).

Which year Volvo XC90 has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Volvo XC90 has the highest MOT pass rate at 91% and the 2003 the lowest at 72%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Volvo XC90?

The average mileage recorded at MOT tests on the 2020 Volvo XC90 is 41,321 miles, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.