CarCostCheck

BMW 740 (1995)

Estimated running costs and MOT pass rates from 126 MOT tests in 2024.

Annual Cost

£2,888

£241/month

MOT Pass Rate

72%

Average

Road Tax

£375

Estimated/year

Est. Insurance

Grp 35-50

3982cc Petrol

Check Carefully

72% pass rate, £2,888/year to run. 10 points below average.

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Petrol3982cc31 years old126 tests144k miles avg

Annual Running Costs

Fuel (Petrol, 3982cc)

~30 mpg

£1,958
Road Tax

Pre-2001 engine size rate

£375
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£2,888
Per month£241/mo
Per week£56/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

72% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 10 points below the average of 82% across all models in our data. It falls below the BMW brand average of 88%.

72% of MOT tests on BMW 740s from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 126 tests across the UK, retests included. The average mileage recorded at those tests was 144,068 miles.

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How Does It Compare?

Rank among 1995 models149th of 221(bottom half)
Rank among BMW models1514th of 1,548(bottom 3%)
vs average of all models-10%(82% avg)
vs 1995 models average-4%(76% avg)
vs BMW average-16%(88% avg)

Mileage Analysis

144,068

Average miles

vs

214,600

Expected for age

The average 1995 BMW 740 had 144,068 miles on the clock at its 2024 MOT, which is below the expected 214,600 miles for a 29-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 97%, while the 1995 model has the lowest at 72%. Consider a different year if reliability is a priority. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

BMW 740 by Year

YearPass RateTestsAvg Mileage
202197%25336,282 mi
202097%71540,432 mi
201995%1,24153,056 mi
201893%1,44262,534 mi
201791%95171,078 mi
201694%1,20376,827 mi
201592%31768,035 mi
201491%21486,689 mi
201390%13897,147 mi
201290%120106,102 mi
201187%160113,817 mi
201089%179106,897 mi
200985%216114,608 mi
200888%4187,993 mi
200686%57102,858 mi
200584%5699,566 mi
200185%98128,466 mi
200085%131118,861 mi
199986%174130,186 mi
199885%176127,512 mi
199777%160123,204 mi
199688%133135,364 mi
199572%126144,068 mi
199476%55128,943 mi

Similar Cars to Consider

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About the 1995 BMW 740

The 1995 BMW 740 is a premium performance car. Our records list a 3982cc petrol engine, though engines vary between versions. 126 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 1995, the average MOT pass rate is 76%, and this model falls short of that benchmark.

With an average of 144,068 miles recorded at its 2024 MOT tests, BMW 740 owners tend to use this car less than the typical driver.

1995 BMW 740 Fuel Costs

The 3982cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1995 BMW 740?

Total estimated annual running cost is £2,888 (£241/month), broken down as £1,958 fuel, £375 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 740 Reliability Trend

Newer BMW 740s pass their MOT more often than older ones, by 9 percentage points on average, which is mostly down to age and wear.

Buying a Used 1995 BMW 740

At 31 years old, the BMW 740 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 144k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 BMW 740 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
BMW 740(1995)72%£1,958£375Grp 35-50£2,888
Jaguar XK8(1997)81%£1,958£375Grp 35-50£2,738-£150
Porsche 911(1996)91%£1,958£375Grp 35-50£2,588-£300
Mercedes E(1995)79%£1,958£375Grp 35-50£2,888same
Jaguar XJ(1997)80%£1,958£375Grp 35-50£2,738-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 BMW 740

Is the 1995 BMW 740 reliable?

Average reliability. Expect some repairs as it ages. 72% of MOT tests on 1995 BMW 740s ended in a pass, from 126 tests (DVSA MOT data for tests in 2024, retests included). That's 10 points below the average of 82% across all models in the same data.

How much does a 1995 BMW 740 cost to run?

Our estimate is £2,888 a year (£241 a month): £1,958 fuel, £375 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 BMW 740?

72% of 126 MOT tests on the 1995 BMW 740 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 149th of 221 models first registered in 1995 (bottom half).

Which year BMW 740 has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 BMW 740 has the highest MOT pass rate at 97% and the 1995 the lowest at 72%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 BMW 740?

The average mileage recorded at MOT tests on the 1995 BMW 740 is 144,068 miles, which is below the expected 214,600 miles for a 29-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Related Guides

In-depth articles relevant to the BMW 740.

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