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BMW 740 (1995)

Running costs, reliability data, and common problems from 126 real MOT tests.

Annual Cost

£2,907

£242/month

MOT Pass Rate

72%

Average

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

3982cc Petrol

Check Carefully

72% pass rate, £2907/year to run. 10 points below average.

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Petrol3982cc31 years old126 tests144k miles avg

Annual Running Costs

Fuel (Petrol, 3982cc)

~30 mpg

£1,592
Road Tax

Based on 3982cc

£760
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£2,907
Per month£242/mo
Per week£56/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

72% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%. It falls below the BMW brand average of 88%.

At 31 years old, 72% of BMW 740s from 1995 passed their MOT first time in 2026. That's based on 126 tests across the UK. The average mileage at this age is 144,068 miles.

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How Does It Compare?

Rank among 1995 cars154th of 228(top 68%)
Rank among BMW models1530th of 1,564(top 98%)
vs national average-10%(82% avg)
vs 1995 cars average-4%(76% avg)
vs BMW average-16%(88% avg)

Mileage Analysis

144,068

Average miles

vs

229,400

Expected for age

The average 1995 BMW 740 has 144,068 miles on the clock, which is below the expected 229,400 miles for a 31-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2020 model with a 97% MOT pass rate, while the 1995 model has the lowest at 72%. Consider a different year if reliability is a priority.

BMW 740 by Year

YearPass RateTestsAvg Mileage
202197%25336,282 mi
202097%71540,432 mi
201995%1,24153,056 mi
201893%1,44262,534 mi
201791%95171,078 mi
201694%1,20376,827 mi
201592%31768,035 mi
201491%21486,689 mi
201390%13897,147 mi
201290%120106,102 mi
201187%160113,817 mi
201089%179106,897 mi
200985%216114,608 mi
200888%4187,993 mi
200686%57102,858 mi
200584%5699,566 mi
200185%98128,466 mi
200085%131118,861 mi
199986%174130,186 mi
199885%176127,512 mi
199777%160123,204 mi
199688%133135,364 mi
199572%126144,068 mi
199476%55128,943 mi

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About the 1995 BMW 740

The 1995 BMW 740 is a premium performance with a 3982cc petrol engine. 126 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 1995, the average MOT pass rate is 76%, and this model falls short of that benchmark.

With an average of 144,068 miles at 31 years old, BMW 740 owners tend to use this car less than the typical driver.

1995 BMW 740 Fuel Costs

The 3982cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 BMW 740?

Total estimated annual running cost is £2,907 242/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 740 Reliability Trend

Newer BMW 740s show better MOT pass rates than older ones, with an average improvement of 10 percentage points.

Buying a Used 1995 BMW 740

At 31 years old, the BMW 740 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

Based on the 1995 BMW 740's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 144k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 BMW 740 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 740(1995)72%£1592£760Grp 35-50£2907
JAGUAR XK8(1997)81%£1592£250Grp 35-50£2247-£660
PORSCHE 911(1996)91%£1592£250Grp 35-50£2097-£810
MERCEDES E(1995)79%£1592£250Grp 35-50£2397-£510
JAGUAR XJ(1997)80%£1592£250Grp 35-50£2247-£660

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

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