CarCostCheck

BMW X1 (2020)

Running costs, reliability data, and common problems from 13,908 real MOT tests.

Annual Cost

£1,487

£124/month

MOT Pass Rate

93%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Diesel

Great Choice

93% pass rate, £1487/year to run. 11 points above average.

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Diesel1995cc6 years old13,908 tests30k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,487
Per month£124/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

93% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 6 years old, 93% of BMW X1s from 2020 passed their MOT first time in 2026. That's based on 13,908 tests across the UK. The average mileage at this age is 30,064 miles.

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How Does It Compare?

Rank among 2020 cars934th of 2,596(top 36%)
Rank among BMW models325th of 1,564(top 21%)
vs national average+11%(82% avg)
vs 2020 cars average+1%(92% avg)
vs BMW average+5%(88% avg)

Mileage Analysis

30,064

Average miles

vs

44,400

Expected for age

The average 2020 BMW X1 has 30,064 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2022 model with a 94% MOT pass rate, while the 2009 model has the lowest at 81%. The 2020 sits between the two at 93%.

BMW X1 by Year

YearPass RateTestsAvg Mileage
202294%84821,338 mi
202193%11,97924,155 mi
202093%13,90830,064 mi
201993%25,37136,772 mi
201891%27,07746,309 mi
201791%25,59358,173 mi
201690%22,97865,476 mi
201587%8,81473,240 mi
201483%15,13182,597 mi
201383%15,03286,916 mi
201282%11,33997,547 mi
201181%12,207105,382 mi
201081%9,233112,064 mi
200981%877117,777 mi

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About the 2020 BMW X1

The 2020 BMW X1 is a premium with a 1995cc diesel engine. 13,908 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 30,064 miles at 6 years old, BMW X1 owners tend to use this car less than the typical driver.

2020 BMW X1 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 BMW X1?

Total estimated annual running cost is £1,487 124/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW X1 Reliability Trend

Newer BMW X1s show better MOT pass rates than older ones, with an average improvement of 10 percentage points.

Buying a Used 2020 BMW X1

At 6 years old, the BMW X1 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2022 model has the highest pass rate at 94%. With 13,908 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2020 BMW X1's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 BMW X1 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW X1(2020)93%£1037£195Grp 18-32£1487
VOLKSWAGEN GOLF(2018)92%£1037£190Grp 18-32£1482-£5
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£13
VOLKSWAGEN POLO(2018)84%£905£190Grp 12-25£1500+£13
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

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