CarCostCheck

BMW X4 (2016)

Running costs, reliability data, and common problems from 6,475 real MOT tests.

Annual Cost

£1,707

£142/month

MOT Pass Rate

89%

Good

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1950cc Diesel

Solid Option

89% pass rate, £1707/year to run. 7 points above average.

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Diesel1950cc10 years old6,475 tests73k miles avg

Annual Running Costs

Fuel (Diesel, 1950cc)

~48 mpg

£1,037
Road Tax

Based on 1950cc

£265
MOT Test
£55
Predicted Repairs
£350
Total per year£1,707
Per month£142/mo
Per week£33/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

89% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 7 points above the national average of 82%.

At 10 years old, 89% of BMW X4s from 2016 passed their MOT first time in 2026. That's based on 6,475 tests across the UK. The average mileage at this age is 72,618 miles.

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How Does It Compare?

Rank among 2016 cars252th of 586(top 43%)
Rank among BMW models782th of 1,564(top 50%)
vs national average+7%(82% avg)
vs 2016 cars average+4%(85% avg)
vs BMW average+1%(88% avg)

Mileage Analysis

72,618

Average miles

vs

74,000

Expected for age

The average 2016 BMW X4 has 72,618 miles on the clock, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2020 model with a 94% MOT pass rate, while the 2015 model has the lowest at 88%. The 2016 sits between the two at 89%.

BMW X4 by Year

YearPass RateTestsAvg Mileage
202194%25127,663 mi
202094%3,30036,265 mi
201992%9,27644,291 mi
201893%4,98555,401 mi
201789%5,03562,856 mi
201689%6,47572,618 mi
201588%5,09980,606 mi
201489%1,86387,605 mi

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About the 2016 BMW X4

The 2016 BMW X4 is a premium with a 1950cc diesel engine. 6,475 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2016, the average MOT pass rate is 85%, and this model beats that benchmark.

With an average of 72,618 miles at 10 years old, BMW X4 owners drive about as much as the UK average.

2016 BMW X4 Fuel Costs

The 1950cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2016 BMW X4?

Total estimated annual running cost is £1,707 142/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

BMW X4 Reliability Trend

Newer BMW X4s show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2016 BMW X4

At 10 years old, the BMW X4 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 94%. With 6,475 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2016 BMW X4's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2016 BMW X4 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW X4(2016)89%£1037£265Grp 18-32£1707
VOLKSWAGEN GOLF(2017)91%£905£190Grp 12-25£1350-£357
VAUXHALL ASTRA(2014)79%£905£135Grp 12-25£1595-£112
FORD FOCUS(2018)89%£905£190Grp 12-25£1500-£207
MERCEDES A-CLASS(2017)88%£905£190Grp 12-25£1500-£207

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

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