CarCostCheck

BMW X4 (2020)

Running costs, common problems, and reliability data based on 3,300 real MOT tests in 2024.

MOT Pass Rate

94%

Total Tests (2024)

3,300

Avg Mileage

36,265 mi

Est. Annual Cost

£1,772

Is the 2020 BMW X4 reliable?

Excellent reliability. Very few MOT failures. That's 12 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 4 years old, 94% of BMW X4s from 2020 passed their MOT first time in 2024. That's based on 3,300 tests across the UK. The average mileage at this age is 36,265 miles.

How does the 2020 BMW X4 compare?

Rank among all 2020 cars667th out of 2,596(top 26%)
Rank among all BMW models244th out of 1,564(top 16%)
vs national average+12% (82% avg)
vs 2020 cars average+2% (92% avg)
vs BMW average+6% (88% avg)

Mileage Analysis

The average 2020 BMW X4 has 36,265 miles on the clock, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

How much does a 2020 BMW X4 cost to run?

Fuel (Petrol, 1998cc)
£1,327
🏛️Road Tax
£190
🔧MOT Test
£55
🛠️Predicted Repairs
£200
Total per year£1,772
Per month£148/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

BMW X4 by Year

YearPass RateTestsAvg Mileage
202194%25127,663 mi
202094%3,30036,265 mi
201992%9,27644,291 mi
201893%4,98555,401 mi
201789%5,03562,856 mi
201689%6,47572,618 mi
201588%5,09980,606 mi
201489%1,86387,605 mi

Checking a specific BMW X4?

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About the 2020 BMW X4

The 2020 BMW X4 is a premium with a 1998cc petrol engine. 3,300 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 36,265 miles at 4 years old, BMW X4 owners cover more miles than the average driver.

2020 BMW X4 Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 BMW X4?

Total estimated annual running cost is £1,772 148/month), broken down as £1327 fuel, £190 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW X4 Reliability Trend

Newer BMW X4s show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2020 BMW X4

At 4 years old, the BMW X4 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Alternatives to the 2020 BMW X4

The BMW X4 is actually the most reliable option among similar petrol premiums from this era. Here are comparable petrol cars with similar engines: