Chrysler-Jeep Cherokee (2004)

Estimated running costs and MOT pass rates from 609 MOT tests in 2024.

Annual Cost

£2,958

£247/month

MOT Pass Rate

76%

Average

Road Tax

£445

Estimated/year

Est. Insurance

Grp 25-38

2429cc Petrol

Check Carefully

76% pass rate, £2,958/year to run. 6 points below average.

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Petrol2429cc22 years old609 tests117k miles avg

Annual Running Costs

Fuel (Petrol, 2429cc)

~30 mpg

£1,958

Road Tax

Estimated CO2 band

£445

MOT Test

£55

Predicted Repairs

£500

Total per year£2,958

Per month£247/mo

Per week£57/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

76% MOT pass rate(Average)

0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 6 points below the average of 82% across all models in our data.

76% of MOT tests on Chrysler-Jeep Cherokees from 2004 ended in a pass in 2024, when they were about 20 years old. That's based on 609 tests across the UK, retests included. The average mileage recorded at those tests was 117,210 miles.

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How Does It Compare?

Rank among 2004 models178th of 470(top half)

Rank among Chrysler-Jeep models36th of 100(top half)

vs average of all models-6%(82% avg)

vs 2004 models average+4%(72% avg)

vs Chrysler-Jeep average+2%(74% avg)

Mileage Analysis

117,210

Average miles

148,000

Expected for age

The average 2004 Chrysler-Jeep Cherokee had 117,210 miles on the clock at its 2024 MOT, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 1998 model has the highest MOT pass rate at 79%, while the 2001 model has the lowest at 62%. The 2004 scores 76%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Chrysler-Jeep Cherokee by Year

Year	Pass Rate	Tests	Avg Mileage
2012	91%	43	99,934 mi
2011	70%	60	91,539 mi
2010	72%	125	95,732 mi
2009	70%	200	106,778 mi
2008	78%	161	123,887 mi
2007	75%	417	112,334 mi
2006	74%	562	114,414 mi
2005	73%	453	108,085 mi
2004	76%	609	117,210 mi
2003	66%	397	119,217 mi
2002	71%	285	113,106 mi
2001	62%	172	115,381 mi
2000	80%	59	109,495 mi
1999	78%	80	125,186 mi
1998	79%	137	132,913 mi
1997	69%	54	124,675 mi
1995	68%	37	125,904 mi

Similar Cars to Consider

Renault Clio

2006 · 1998cc Petrol

£2,711/year

68%

-8%

Honda CR-V

2006 · 1998cc Petrol

£2,511/year

72%

-4%

Volkswagen Passat

2006 · 1984cc Petrol

£2,511/year

72%

-4%

Mercedes A-Class

2006 · 2035cc Petrol

£2,958/year

72%

-4%

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About the 2004 Chrysler-Jeep Cherokee

The 2004 Chrysler-Jeep Cherokee is a large car. Our records list a 2429cc petrol engine, though engines vary between versions. 609 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 117,210 miles recorded at its 2024 MOT tests, Chrysler-Jeep Cherokee owners tend to use this car less than the typical driver.

2004 Chrysler-Jeep Cherokee Fuel Costs

The 2429cc petrol engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2004 Chrysler-Jeep Cherokee?

Total estimated annual running cost is £2,958 (£247/month), broken down as £1,958 fuel, £445 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 76% pass rate. Keeping on top of servicing will help avoid surprises.

Chrysler-Jeep Cherokee Reliability Trend

The Chrysler-Jeep Cherokee has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.

Buying a Used 2004 Chrysler-Jeep Cherokee

At 22 years old, the Chrysler-Jeep Cherokee is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1998 model has the highest pass rate at 79%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 117k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 Chrysler-Jeep Cherokee stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Chrysler-Jeep Cherokee(2004)	76%	£1,958	£445	Grp 25-38	£2,958
Renault Clio(2006)	68%	£1,631	£325	Grp 18-32	£2,711-£247
Honda CR-V(2006)	72%	£1,631	£325	Grp 18-32	£2,511-£447
Volkswagen Passat(2006)	72%	£1,631	£325	Grp 18-32	£2,511-£447
Mercedes A-Class(2006)	72%	£1,958	£445	Grp 25-38	£2,958same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2004 Chrysler-Jeep Cherokee

Is the 2004 Chrysler-Jeep Cherokee reliable?

Average reliability. Expect some repairs as it ages. 76% of MOT tests on 2004 Chrysler-Jeep Cherokees ended in a pass, from 609 tests (DVSA MOT data for tests in 2024, retests included). That's 6 points below the average of 82% across all models in the same data.

How much does a 2004 Chrysler-Jeep Cherokee cost to run?

Our estimate is £2,958 a year (£247 a month): £1,958 fuel, £445 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2004 Chrysler-Jeep Cherokee?

76% of 609 MOT tests on the 2004 Chrysler-Jeep Cherokee ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 178th of 470 models first registered in 2004 (top half).

Which year Chrysler-Jeep Cherokee has the best MOT pass rate?

Of the years with at least 100 tests, the 1998 Chrysler-Jeep Cherokee has the highest MOT pass rate at 79% and the 2001 the lowest at 62%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2004 Chrysler-Jeep Cherokee?

The average mileage recorded at MOT tests on the 2004 Chrysler-Jeep Cherokee is 117,210 miles, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.