Fiat Panda (1995)

Estimated running costs and MOT pass rates from 33 MOT tests in 2024.

Annual Cost

£2,160

£180/month

MOT Pass Rate

61%

Below Avg

Road Tax

£230

Estimated/year

Est. Insurance

Grp 1-8

999cc Petrol

Proceed With Caution

61% pass rate, £2,160/year to run. 21 points below average.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific Fiat Panda

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Petrol999cc31 years old33 tests49k miles avg

Annual Running Costs

Fuel (Petrol, 999cc)

~50 mpg

£1,175

Road Tax

Pre-2001 engine size rate

£230

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,160

Per month£180/mo

Per week£42/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

61% MOT pass rate(Below Avg)

0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 21 points below the average of 82% across all models in our data. It falls below the Fiat brand average of 83%.

61% of MOT tests on Fiat Pandas from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 33 tests across the UK, retests included. The average mileage recorded at those tests was 49,142 miles.

Got a Fiat Panda you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 1995 models211th of 221(bottom 5%)

Rank among Fiat models777th of 788(bottom 2%)

vs average of all models-21%(82% avg)

vs 1995 models average-15%(76% avg)

vs Fiat average-22%(83% avg)

Mileage Analysis

49,142

Average miles

214,600

Expected for age

The average 1995 Fiat Panda had 49,142 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Looking at a specific Fiat Panda?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 94%, while the 2004 model has the lowest at 66%. The 1995 scores 61%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Fiat Panda by Year

Year	Pass Rate	Tests	Avg Mileage
2021	89%	127	20,407 mi
2020	94%	2,120	20,195 mi
2019	88%	3,819	25,239 mi
2018	87%	4,058	30,276 mi
2017	85%	5,451	35,891 mi
2016	83%	7,605	42,126 mi
2015	81%	12,616	49,867 mi
2014	80%	12,902	56,982 mi
2013	79%	12,679	62,830 mi
2012	77%	10,726	63,247 mi
2011	73%	9,358	67,269 mi
2010	72%	15,920	71,228 mi
2009	72%	17,759	73,003 mi
2008	70%	8,825	78,699 mi
2007	69%	9,427	81,587 mi
2006	67%	7,416	83,111 mi
2005	68%	5,600	83,662 mi
2004	66%	4,917	81,345 mi
2003	70%	135	81,432 mi
1995	61%	33	49,142 mi
1994	72%	92	62,450 mi
1993	71%	170	68,567 mi
1992	73%	150	63,541 mi
1991	71%	111	71,698 mi
1990	72%	130	67,835 mi

Similar Cars to Consider

Rover Mini

1993 · 1275cc Petrol

£2,183/year

74%

+13%

Toyota Starlet

1997 · 1332cc Petrol

£2,183/year

76%

+15%

Nissan Micra

1997 · 998cc Petrol

£1,960/year

70%

+9%

Ford Escort

1996 · 1391cc Petrol

£2,183/year

77%

+16%

Check a Specific Fiat Panda

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 1995 Fiat Panda

The 1995 Fiat Panda is a city car. Our records list a 999cc petrol engine, though engines vary between versions. 33 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It sits in the bottom 5% of 1995 models for MOT pass rate.

With an average of 49,142 miles recorded at its 2024 MOT tests, Fiat Panda owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Fiat Panda Fuel Costs

The modest 999cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1995 Fiat Panda?

Total estimated annual running cost is £2,160 (£180/month), broken down as £1,175 fuel, £230 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 61% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Fiat Panda Reliability Trend

Newer Fiat Pandas pass their MOT more often than older ones, by 12 percentage points on average, which is mostly down to age and wear.

Buying a Used 1995 Fiat Panda

At 31 years old, the Fiat Panda is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 94%. Note: with only 33 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Higher Than Average Failure Rate

Watch out

With a 61% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Fiat Panda stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Fiat Panda(1995)	61%	£1,175	£230	Grp 1-8	£2,160
Rover Mini(1993)	74%	£1,398	£230	Grp 8-20	£2,183+£23
Toyota Starlet(1997)	76%	£1,398	£230	Grp 8-20	£2,183+£23
Nissan Micra(1997)	70%	£1,175	£230	Grp 1-8	£1,960-£200
Ford Escort(1996)	77%	£1,398	£230	Grp 8-20	£2,183+£23

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Fiat Panda

Is the 1995 Fiat Panda reliable?

Below average reliability. Budget extra for maintenance and repairs. 61% of MOT tests on 1995 Fiat Pandas ended in a pass, from 33 tests (DVSA MOT data for tests in 2024, retests included). That's 21 points below the average of 82% across all models in the same data.

How much does a 1995 Fiat Panda cost to run?

Our estimate is £2,160 a year (£180 a month): £1,175 fuel, £230 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Fiat Panda?

61% of 33 MOT tests on the 1995 Fiat Panda ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 211th of 221 models first registered in 1995 (bottom 5%).

Which year Fiat Panda has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Fiat Panda has the highest MOT pass rate at 94% and the 2004 the lowest at 66%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Fiat Panda?

The average mileage recorded at MOT tests on the 1995 Fiat Panda is 49,142 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.