Fiat Panda (2021)

Estimated running costs and MOT pass rates from 127 MOT tests in 2024.

Annual Cost

£1,780

£148/month

MOT Pass Rate

89%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 1-8

875cc Petrol

Solid Option

89% pass rate, £1,780/year to run. 7 points above average.

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Petrol875cc5 years old127 tests20k miles avg

Annual Running Costs

Fuel (Petrol, 875cc)

~50 mpg

£1,175

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

£350

Total per year£1,780

Per month£148/mo

Per week£34/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

89% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 7 points above the average of 82% across all models in our data. It also outperforms the Fiat brand average of 83%.

89% of MOT tests on Fiat Pandas from 2021 ended in a pass in 2024, when they were about 3 years old. That's based on 127 tests across the UK, retests included. The average mileage recorded at those tests was 20,407 miles.

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How Does It Compare?

Rank among 2021 models2716th of 3,336(bottom 19%)

Rank among Fiat models304th of 788(top half)

vs average of all models+7%(82% avg)

vs 2021 models average-3%(92% avg)

vs Fiat average+6%(83% avg)

Mileage Analysis

20,407

Average miles

22,200

Expected for age

The average 2021 Fiat Panda had 20,407 miles on the clock at its 2024 MOT, which is in line with the expected 22,200 miles for a 3-year-old car, suggesting normal everyday use.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 94%, while the 2004 model has the lowest at 66%. The 2021 scores 89%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Fiat Panda by Year

Year	Pass Rate	Tests	Avg Mileage
2021	89%	127	20,407 mi
2020	94%	2,120	20,195 mi
2019	88%	3,819	25,239 mi
2018	87%	4,058	30,276 mi
2017	85%	5,451	35,891 mi
2016	83%	7,605	42,126 mi
2015	81%	12,616	49,867 mi
2014	80%	12,902	56,982 mi
2013	79%	12,679	62,830 mi
2012	77%	10,726	63,247 mi
2011	73%	9,358	67,269 mi
2010	72%	15,920	71,228 mi
2009	72%	17,759	73,003 mi
2008	70%	8,825	78,699 mi
2007	69%	9,427	81,587 mi
2006	67%	7,416	83,111 mi
2005	68%	5,600	83,662 mi
2004	66%	4,917	81,345 mi
2003	70%	135	81,432 mi
1995	61%	33	49,142 mi
1994	72%	92	62,450 mi
1993	71%	170	68,567 mi
1992	73%	150	63,541 mi
1991	71%	111	71,698 mi
1990	72%	130	67,835 mi

Similar Cars to Consider

Ford Fiesta

2019 · 998cc Petrol

£1,630/year

91%

+2%

Audi A3

2019 · 999cc Petrol

£1,630/year

92%

+3%

Ford Ecosport

2019 · 1000cc Petrol

£1,630/year

91%

+2%

Vauxhall Mokka

2019 · 1364cc Petrol

£2,003/year

88%

-1%

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About the 2021 Fiat Panda

The 2021 Fiat Panda is a city car. Our records list a 875cc petrol engine, though engines vary between versions. 127 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It sits in the bottom 19% of 2021 models for MOT pass rate.

With an average of 20,407 miles recorded at its 2024 MOT tests, Fiat Panda owners drive about as much as the UK average.

2021 Fiat Panda Fuel Costs

The modest 875cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2021 Fiat Panda?

Total estimated annual running cost is £1,780 (£148/month), broken down as £1,175 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

Fiat Panda Reliability Trend

Newer Fiat Pandas pass their MOT more often than older ones, by 12 percentage points on average, which is mostly down to age and wear.

Buying a Used 2021 Fiat Panda

At 5 years old, the Fiat Panda offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2020 model has the highest pass rate at 94%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 Fiat Panda stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Fiat Panda(2021)	89%	£1,175	£200	Grp 1-8	£1,780
Ford Fiesta(2019)	91%	£1,175	£200	Grp 1-8	£1,630-£150
Audi A3(2019)	92%	£1,175	£200	Grp 1-8	£1,630-£150
Ford Ecosport(2019)	91%	£1,175	£200	Grp 1-8	£1,630-£150
Vauxhall Mokka(2019)	88%	£1,398	£200	Grp 8-20	£2,003+£223

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2021 Fiat Panda

Is the 2021 Fiat Panda reliable?

Good reliability. Occasional issues but generally solid. 89% of MOT tests on 2021 Fiat Pandas ended in a pass, from 127 tests (DVSA MOT data for tests in 2024, retests included). That's 7 points above the average of 82% across all models in the same data.

How much does a 2021 Fiat Panda cost to run?

Our estimate is £1,780 a year (£148 a month): £1,175 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2021 Fiat Panda?

89% of 127 MOT tests on the 2021 Fiat Panda ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 2716th of 3,336 models first registered in 2021 (bottom 19%).

Which year Fiat Panda has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Fiat Panda has the highest MOT pass rate at 94% and the 2004 the lowest at 66%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2021 Fiat Panda?

The average mileage recorded at MOT tests on the 2021 Fiat Panda is 20,407 miles, which is in line with the expected 22,200 miles for a 3-year-old car, suggesting normal everyday use.