FIAT PANDA (2021)
Running costs, reliability data, and common problems from 127 real MOT tests.
Annual Cost
£1,555
£130/month
MOT Pass Rate
89%
Good
Road Tax
£195
Flat rate/year
Insurance
Grp 1-8
875cc Petrol
Solid Option
89% pass rate, £1555/year to run. 7 points above average.
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Annual Running Costs
~50 mpg
Flat rate (post-2017)
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's 7 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.
At 5 years old, 89% of FIAT PANDAs from 2021 passed their MOT first time in 2026. That's based on 127 tests across the UK. The average mileage at this age is 20,407 miles.
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How Does It Compare?
Mileage Analysis
20,407
Average miles
37,000
Expected for age
The average 2021 FIAT PANDA has 20,407 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2020 model with a 94% MOT pass rate, while the 2004 model has the lowest at 66%. The 2021 sits between the two at 89%.
FIAT PANDA by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2021 | 89% | 127 | 20,407 mi | |
| 2020 | 94% | 2,120 | 20,195 mi | |
| 2019 | 88% | 3,819 | 25,239 mi | |
| 2018 | 87% | 4,058 | 30,276 mi | |
| 2017 | 85% | 5,451 | 35,891 mi | |
| 2016 | 83% | 7,605 | 42,126 mi | |
| 2015 | 81% | 12,616 | 49,867 mi | |
| 2014 | 80% | 12,902 | 56,982 mi | |
| 2013 | 79% | 12,679 | 62,830 mi | |
| 2012 | 77% | 10,726 | 63,247 mi | |
| 2011 | 73% | 9,358 | 67,269 mi | |
| 2010 | 72% | 15,920 | 71,228 mi | |
| 2009 | 72% | 17,759 | 73,003 mi | |
| 2008 | 70% | 8,825 | 78,699 mi | |
| 2007 | 69% | 9,427 | 81,587 mi | |
| 2006 | 67% | 7,416 | 83,111 mi | |
| 2005 | 68% | 5,600 | 83,662 mi | |
| 2004 | 66% | 4,917 | 81,345 mi | |
| 2003 | 70% | 135 | 81,432 mi | |
| 1995 | 61% | 33 | 49,142 mi | |
| 1994 | 72% | 92 | 62,450 mi | |
| 1993 | 71% | 170 | 68,567 mi | |
| 1992 | 73% | 150 | 63,541 mi | |
| 1991 | 71% | 111 | 71,698 mi | |
| 1990 | 72% | 130 | 67,835 mi |
Similar Cars to Consider
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About the 2021 FIAT PANDA
The 2021 FIAT PANDA is a city car with a 875cc petrol engine. 127 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 82% of 2021 cars for MOT pass rates.
With an average of 20,407 miles at 5 years old, FIAT PANDA owners tend to use this car less than the typical driver.
2021 FIAT PANDA Fuel Costs
The modest 875cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2021 FIAT PANDA?
Total estimated annual running cost is £1,555 (£130/month), broken down as £955 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.
FIAT PANDA Reliability Trend
Newer FIAT PANDAs show better MOT pass rates than older ones, with an average improvement of 12 percentage points.
Buying a Used 2021 FIAT PANDA
At 5 years old, the FIAT PANDA offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2020 model has the highest pass rate at 94%.
Common Issues to Watch For
Based on the 2021 FIAT PANDA's fuel type, age, and engine size, these are the most likely problem areas to check.
Coil Pack Failure
Medium riskSmaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 FIAT PANDA stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT PANDA(2021) | 89% | £955 | £195 | Grp 1-8 | £1555 |
| FORD FIESTA(2019) | 91% | £955 | £190 | Grp 1-8 | £1400-£155 |
| AUDI A3(2019) | 92% | £955 | £190 | Grp 1-8 | £1400-£155 |
| FORD ECOSPORT(2019) | 91% | £955 | £190 | Grp 1-8 | £1400-£155 |
| VAUXHALL MOKKA(2019) | 88% | £1137 | £190 | Grp 8-20 | £1732+£177 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Fiat Models
Explore other Fiat cars or similar models in the same category.
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