CarCostCheck

Fiat Panda (2012)

Estimated running costs and MOT pass rates from 10,726 MOT tests in 2024.

Annual Cost

£1,750

£146/month

MOT Pass Rate

77%

Average

Road Tax

£20

Estimated/year

Est. Insurance

Grp 1-8

875cc Petrol

Check Carefully

77% pass rate, £1,750/year to run. 5 points below average.

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Petrol875cc14 years old10,726 tests63k miles avg

Annual Running Costs

Fuel (Petrol, 875cc)

~50 mpg

£1,175
Road Tax

Estimated CO2 band

£20
MOT Test
£55
Predicted Repairs
£500
Total per year£1,750
Per month£146/mo
Per week£34/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

77% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the average of 82% across all models in our data. It falls below the Fiat brand average of 83%.

77% of MOT tests on Fiat Pandas from 2012 ended in a pass in 2024, when they were about 12 years old. That's based on 10,726 tests across the UK, retests included. The average mileage recorded at those tests was 63,247 miles.

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How Does It Compare?

Rank among 2012 models453rd of 650(bottom half)
Rank among Fiat models508th of 788(bottom half)
vs average of all models-5%(82% avg)
vs 2012 models average-1%(78% avg)
vs Fiat average-6%(83% avg)

Mileage Analysis

63,247

Average miles

vs

88,800

Expected for age

The average 2012 Fiat Panda had 63,247 miles on the clock at its 2024 MOT, which is below the expected 88,800 miles for a 12-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 94%, while the 2004 model has the lowest at 66%. The 2012 scores 77%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Fiat Panda by Year

YearPass RateTestsAvg Mileage
202189%12720,407 mi
202094%2,12020,195 mi
201988%3,81925,239 mi
201887%4,05830,276 mi
201785%5,45135,891 mi
201683%7,60542,126 mi
201581%12,61649,867 mi
201480%12,90256,982 mi
201379%12,67962,830 mi
201277%10,72663,247 mi
201173%9,35867,269 mi
201072%15,92071,228 mi
200972%17,75973,003 mi
200870%8,82578,699 mi
200769%9,42781,587 mi
200667%7,41683,111 mi
200568%5,60083,662 mi
200466%4,91781,345 mi
200370%13581,432 mi
199561%3349,142 mi
199472%9262,450 mi
199371%17068,567 mi
199273%15063,541 mi
199171%11171,698 mi
199072%13067,835 mi

Similar Cars to Consider

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About the 2012 Fiat Panda

The 2012 Fiat Panda is a city car. Our records list a 875cc petrol engine, though engines vary between versions. 10,726 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. Among all models from 2012, the average MOT pass rate is 78%, and this model falls short of that benchmark.

With an average of 63,247 miles recorded at its 2024 MOT tests, Fiat Panda owners tend to use this car less than the typical driver.

2012 Fiat Panda Fuel Costs

The modest 875cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2012 Fiat Panda?

Total estimated annual running cost is £1,750 (£146/month), broken down as £1,175 fuel, £20 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 77% pass rate. Keeping on top of servicing will help avoid surprises.

Fiat Panda Reliability Trend

Newer Fiat Pandas pass their MOT more often than older ones, by 12 percentage points on average, which is mostly down to age and wear.

Buying a Used 2012 Fiat Panda

At 14 years old, the Fiat Panda is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 94%. With 10,726 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2012 Fiat Panda stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Fiat Panda(2012)77%£1,175£20Grp 1-8£1,750
Ford Fiesta(2014)79%£1,175£20Grp 1-8£1,750same
Volkswagen Polo(2011)75%£1,175£170Grp 5-15£1,900+£150
Peugeot 208(2013)75%£1,175£20Grp 1-8£1,750same
Vauxhall Mokka(2014)78%£1,398£200Grp 8-20£2,153+£403

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2012 Fiat Panda

Is the 2012 Fiat Panda reliable?

Average reliability. Expect some repairs as it ages. 77% of MOT tests on 2012 Fiat Pandas ended in a pass, from 10,726 tests (DVSA MOT data for tests in 2024, retests included). That's 5 points below the average of 82% across all models in the same data.

How much does a 2012 Fiat Panda cost to run?

Our estimate is £1,750 a year (£146 a month): £1,175 fuel, £20 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2012 Fiat Panda?

77% of 10,726 MOT tests on the 2012 Fiat Panda ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 453rd of 650 models first registered in 2012 (bottom half).

Which year Fiat Panda has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Fiat Panda has the highest MOT pass rate at 94% and the 2004 the lowest at 66%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2012 Fiat Panda?

The average mileage recorded at MOT tests on the 2012 Fiat Panda is 63,247 miles, which is below the expected 88,800 miles for a 12-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Panda.

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