Fiat Panda (2020)

Estimated running costs and MOT pass rates from 2,120 MOT tests in 2024.

Annual Cost

£1,630

£136/month

MOT Pass Rate

94%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 1-8

875cc Petrol

Great Choice

94% pass rate, £1,630/year to run. 12 points above average.

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Petrol875cc6 years old2,120 tests20k miles avg

Annual Running Costs

Fuel (Petrol, 875cc)

~50 mpg

£1,175

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,630

Per month£136/mo

Per week£31/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

94% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the average of 82% across all models in our data. It also outperforms the Fiat brand average of 83%.

94% of MOT tests on Fiat Pandas from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 2,120 tests across the UK, retests included. The average mileage recorded at those tests was 20,195 miles.

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How Does It Compare?

Rank among 2020 models664th of 2,554(top half)

Rank among Fiat models136th of 788(top 18%)

vs average of all models+12%(82% avg)

vs 2020 models average+2%(92% avg)

vs Fiat average+11%(83% avg)

Mileage Analysis

20,195

Average miles

29,600

Expected for age

The average 2020 Fiat Panda had 20,195 miles on the clock at its 2024 MOT, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Fiat Panda by Year

Year	Pass Rate	Tests	Avg Mileage
2021	89%	127	20,407 mi
2020	94%	2,120	20,195 mi
2019	88%	3,819	25,239 mi
2018	87%	4,058	30,276 mi
2017	85%	5,451	35,891 mi
2016	83%	7,605	42,126 mi
2015	81%	12,616	49,867 mi
2014	80%	12,902	56,982 mi
2013	79%	12,679	62,830 mi
2012	77%	10,726	63,247 mi
2011	73%	9,358	67,269 mi
2010	72%	15,920	71,228 mi
2009	72%	17,759	73,003 mi
2008	70%	8,825	78,699 mi
2007	69%	9,427	81,587 mi
2006	67%	7,416	83,111 mi
2005	68%	5,600	83,662 mi
2004	66%	4,917	81,345 mi
2003	70%	135	81,432 mi
1995	61%	33	49,142 mi
1994	72%	92	62,450 mi
1993	71%	170	68,567 mi
1992	73%	150	63,541 mi
1991	71%	111	71,698 mi
1990	72%	130	67,835 mi

Similar Cars to Consider

Ford Fiesta

2018 · 998cc Petrol

£1,630/year

90%

-4%

Nissan Qashqai

2018 · 1200cc Petrol

£1,780/year

87%

-7%

Audi A3

2018 · 999cc Petrol

£1,630/year

92%

-2%

Vauxhall Mokka

2018 · 1364cc Petrol

£2,003/year

84%

-10%

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About the 2020 Fiat Panda

The 2020 Fiat Panda is a city car. Our records list a 875cc petrol engine, though engines vary between versions. 2,120 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 20,195 miles recorded at its 2024 MOT tests, Fiat Panda owners tend to use this car less than the typical driver.

2020 Fiat Panda Fuel Costs

The modest 875cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2020 Fiat Panda?

Total estimated annual running cost is £1,630 (£136/month), broken down as £1,175 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Fiat Panda Reliability Trend

Newer Fiat Pandas pass their MOT more often than older ones, by 12 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Fiat Panda

At 6 years old, the Fiat Panda offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Fiat Panda stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Fiat Panda(2020)	94%	£1,175	£200	Grp 1-8	£1,630
Ford Fiesta(2018)	90%	£1,175	£200	Grp 1-8	£1,630same
Nissan Qashqai(2018)	87%	£1,175	£200	Grp 5-15	£1,780+£150
Audi A3(2018)	92%	£1,175	£200	Grp 1-8	£1,630same
Vauxhall Mokka(2018)	84%	£1,398	£200	Grp 8-20	£2,003+£373

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Fiat Panda

Is the 2020 Fiat Panda reliable?

Excellent reliability. Very few MOT failures. 94% of MOT tests on 2020 Fiat Pandas ended in a pass, from 2,120 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points above the average of 82% across all models in the same data.

How much does a 2020 Fiat Panda cost to run?

Our estimate is £1,630 a year (£136 a month): £1,175 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Fiat Panda?

94% of 2,120 MOT tests on the 2020 Fiat Panda ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 664th of 2,554 models first registered in 2020 (top half).

Which year Fiat Panda has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Fiat Panda has the highest MOT pass rate at 94% and the 2004 the lowest at 66%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Fiat Panda?

The average mileage recorded at MOT tests on the 2020 Fiat Panda is 20,195 miles, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.