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FIAT SWIFT (2014)

Running costs, reliability data, and common problems from 128 real MOT tests.

Annual Cost

£1,895

£158/month

MOT Pass Rate

92%

Excellent

Road Tax

£395

Based on CC/year

Insurance

Grp 25-38

2287cc Diesel

Great Choice

92% pass rate, £1895/year to run. 10 points above average.

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Diesel2287cc12 years old128 tests29k miles avg

Annual Running Costs

Fuel (Diesel, 2287cc)

~40 mpg

£1,245
Road Tax

Based on 2287cc

£395
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,895
Per month£158/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.

At 12 years old, 92% of FIAT SWIFTs from 2014 passed their MOT first time in 2026. That's based on 128 tests across the UK. The average mileage at this age is 29,454 miles.

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How Does It Compare?

Rank among 2014 cars114th of 562(top 20%)
Rank among FIAT models219th of 818(top 27%)
vs national average+10%(82% avg)
vs 2014 cars average+11%(81% avg)
vs FIAT average+9%(83% avg)

Mileage Analysis

29,454

Average miles

vs

88,800

Expected for age

The average 2014 FIAT SWIFT has 29,454 miles on the clock, which is significantly below the expected 88,800 miles for a 12-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2020 model with a 96% MOT pass rate, while the 2015 model has the lowest at 86%. The 2014 sits between the two at 92%.

FIAT SWIFT by Year

YearPass RateTestsAvg Mileage
202195%7029,771 mi
202096%1,05611,655 mi
201994%2,77914,593 mi
201894%2,84616,823 mi
201793%2,73518,527 mi
201693%93221,201 mi
201586%23721,878 mi
201492%12829,454 mi
201389%4734,120 mi

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About the 2014 FIAT SWIFT

The 2014 FIAT SWIFT is a large car with a 2287cc diesel engine. 128 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 20% of all 2014 cars for reliability.

With an average of 29,454 miles at 12 years old, FIAT SWIFT owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2014 FIAT SWIFT Fuel Costs

The 2287cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2014 FIAT SWIFT?

Total estimated annual running cost is £1,895 158/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

FIAT SWIFT Reliability Trend

Newer FIAT SWIFTs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2014 FIAT SWIFT

At 12 years old, the FIAT SWIFT is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 96%.

Common Issues to Watch For

Based on the 2014 FIAT SWIFT's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2014 FIAT SWIFT stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT SWIFT(2014)92%£1245£395Grp 25-38£1895
VOLKSWAGEN GOLF(2015)89%£1037£135Grp 18-32£1577-£318
FORD TRANSIT(2016)80%£1245£250Grp 25-38£1900+£5
BMW 3 SERIES(2013)85%£1037£135Grp 18-32£1577-£318
LAND ROVER RANGE ROVER EVOQUE(2016)90%£1037£135Grp 18-32£1427-£468

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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