FIAT SWIFT (2020)
Running costs, common problems, and reliability data based on 1,056 real MOT tests in 2024.
MOT Pass Rate
96%
Total Tests (2024)
1,056
Avg Mileage
11,655 mi
Est. Annual Cost
£1,690
Is the 2020 FIAT SWIFT reliable?
Excellent reliability. Very few MOT failures. That's 14 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.
At 4 years old, 96% of FIAT SWIFTs from 2020 passed their MOT first time in 2024. That's based on 1,056 tests across the UK. The average mileage at this age is 11,655 miles.
How does the 2020 FIAT SWIFT compare?
Mileage Analysis
The average 2020 FIAT SWIFT has 11,655 miles on the clock, which is significantly below the expected 29,600 miles for a 4-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
How much does a 2020 FIAT SWIFT cost to run?
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.
FIAT SWIFT by Year
Checking a specific FIAT SWIFT?
Enter the reg plate to see its individual MOT history, mileage verification, and predicted costs.
About the 2020 FIAT SWIFT
The 2020 FIAT SWIFT is a large car with a 2300cc diesel engine. 1,056 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. It ranks in the top 12% of all 2020 cars for reliability.
With an average of 11,655 miles at 4 years old, FIAT SWIFT owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
2020 FIAT SWIFT Fuel Costs
The 2300cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year).
What does it cost to own a 2020 FIAT SWIFT?
Total estimated annual running cost is £1,690 (£141/month), broken down as £1245 fuel, £190 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
FIAT SWIFT Reliability Trend
Newer FIAT SWIFTs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.
Buying a Used 2020 FIAT SWIFT
At 4 years old, the FIAT SWIFT offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.
Alternatives to the 2020 FIAT SWIFT
The FIAT SWIFT is actually the most reliable option among similar diesel large cars from this era. Here are comparable diesel cars with similar engines:
- VOLKSWAGEN GOLF (2018) 92% pass rate (-4%) from 111,972 tests
- FORD KUGA (2019) 91% pass rate (-5%) from 72,831 tests
- FORD TRANSIT CUSTOM (2019) 87% pass rate (-9%) from 59,814 tests
- VOLKSWAGEN TIGUAN (2018) 91% pass rate (-5%) from 54,085 tests