CarCostCheck

FIAT SWIFT (2019)

Running costs, reliability data, and common problems from 2,779 real MOT tests.

Annual Cost

£1,695

£141/month

MOT Pass Rate

94%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 25-38

2287cc Diesel

Great Choice

94% pass rate, £1695/year to run. 12 points above average.

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Diesel2287cc7 years old2,779 tests15k miles avg

Annual Running Costs

Fuel (Diesel, 2287cc)

~40 mpg

£1,245
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,695
Per month£141/mo
Per week£33/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

94% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.

At 7 years old, 94% of FIAT SWIFTs from 2019 passed their MOT first time in 2026. That's based on 2,779 tests across the UK. The average mileage at this age is 14,593 miles.

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How Does It Compare?

Rank among 2019 cars286th of 1,419(top 20%)
Rank among FIAT models135th of 818(top 17%)
vs national average+12%(82% avg)
vs 2019 cars average+4%(90% avg)
vs FIAT average+11%(83% avg)

Mileage Analysis

14,593

Average miles

vs

51,800

Expected for age

The average 2019 FIAT SWIFT has 14,593 miles on the clock, which is significantly below the expected 51,800 miles for a 7-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2020 model with a 96% MOT pass rate, while the 2015 model has the lowest at 86%. The 2019 sits between the two at 94%.

FIAT SWIFT by Year

YearPass RateTestsAvg Mileage
202195%7029,771 mi
202096%1,05611,655 mi
201994%2,77914,593 mi
201894%2,84616,823 mi
201793%2,73518,527 mi
201693%93221,201 mi
201586%23721,878 mi
201492%12829,454 mi
201389%4734,120 mi

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About the 2019 FIAT SWIFT

The 2019 FIAT SWIFT is a large car with a 2287cc diesel engine. 2,779 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It ranks in the top 20% of all 2019 cars for reliability.

With an average of 14,593 miles at 7 years old, FIAT SWIFT owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2019 FIAT SWIFT Fuel Costs

The 2287cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2019 FIAT SWIFT?

Total estimated annual running cost is £1,695 141/month), broken down as £1245 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

FIAT SWIFT Reliability Trend

Newer FIAT SWIFTs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2019 FIAT SWIFT

At 7 years old, this is a solid used buy if you find one with good service history. Depreciation has levelled off, so you won't lose much more value. Focus on condition over mileage. If you're flexible on year, the 2020 model has the highest pass rate at 96%.

Common Issues to Watch For

Based on the 2019 FIAT SWIFT's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Suspension Wear

Medium risk

Shock absorbers, springs, and anti-roll bar links typically need attention around this age. Listen for clunks over bumps and check for uneven tyre wear.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2019 FIAT SWIFT stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT SWIFT(2019)94%£1245£195Grp 25-38£1695
VOLKSWAGEN GOLF(2018)92%£1037£190Grp 18-32£1482-£213
FORD TRANSIT(2017)81%£1037£190Grp 18-32£1632-£63
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£213
FORD TRANSIT CUSTOM(2019)87%£1037£190Grp 18-32£1632-£63

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

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