FIAT SWIFT (2021)
Running costs, common problems, and reliability data based on 702 real MOT tests in 2024.
MOT Pass Rate
95%
Total Tests (2024)
702
Avg Mileage
9,771 mi
Est. Annual Cost
£1,690
Is the 2021 FIAT SWIFT reliable?
Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.
At 3 years old, 95% of FIAT SWIFTs from 2021 passed their MOT first time in 2024. That's based on 702 tests across the UK. The average mileage at this age is 9,771 miles.
How does the 2021 FIAT SWIFT compare?
Mileage Analysis
The average 2021 FIAT SWIFT has 9,771 miles on the clock, which is significantly below the expected 22,200 miles for a 3-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
Best year to buy a FIAT SWIFT?
The most reliable year is the 2020 model with a 96% MOT pass rate, while the 2015 model has the lowest at 86%. The 2021 sits between the two at 95%.
How much does a 2021 FIAT SWIFT cost to run?
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.
FIAT SWIFT by Year
Checking a specific FIAT SWIFT?
Enter the reg plate to see its individual MOT history, mileage verification, and predicted costs.
About the 2021 FIAT SWIFT
The 2021 FIAT SWIFT is a large car with a 2287cc diesel engine. 702 of these vehicles were MOT tested in 2024, making it a less common model in the UK market. It ranks in the top 25% of all 2021 cars for reliability.
With an average of 9,771 miles at 3 years old, FIAT SWIFT owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
2021 FIAT SWIFT Fuel Costs
The 2287cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year).
What does it cost to own a 2021 FIAT SWIFT?
Total estimated annual running cost is £1,690 (£141/month), broken down as £1245 fuel, £190 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
FIAT SWIFT Reliability Trend
Newer FIAT SWIFTs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.
Buying a Used 2021 FIAT SWIFT
At 3 years old, this is still relatively fresh. You may find examples with remaining manufacturer warranty. Depreciation is slowing but hasn't bottomed out yet. If you're flexible on year, the 2020 model has the highest pass rate at 96%.
Alternatives to the 2021 FIAT SWIFT
The FIAT SWIFT is actually the most reliable option among similar diesel large cars from this era. Here are comparable diesel cars with similar engines:
- FORD KUGA (2019) 91% pass rate (-4%) from 72,831 tests
- FORD TRANSIT CUSTOM (2019) 87% pass rate (-8%) from 59,814 tests
- BMW 118 (2020) 93% pass rate (-2%) from 38,549 tests
- VOLKSWAGEN T-ROC (2019) 94% pass rate (-1%) from 36,096 tests