How much does a 2013 BMW 640 cost to run?

Estimated annual running cost is £2,385 (£199/month), including £1245 fuel, £735 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 2013 BMW 640?

The 2013 BMW 640 has a 88% MOT pass rate based on 3,389 tests in 2026. This ranks 175 out of 626 cars from 2013.

Which year BMW 640 is most reliable?

The 2015 BMW 640 has the highest MOT pass rate at 90%. The least reliable year is 2017 at 87%.

What is the average mileage for a 2013 BMW 640?

The average mileage for a 2013 BMW 640 is 93,395 miles, which is in line with the expected 96,200 miles for a 13-year-old car, suggesting normal everyday use.

BMW 640 (2013)

Q: Is the 2013 BMW 640 reliable?

Good reliability. Occasional issues but generally solid. 88% of BMW 640s from 2013 passed their MOT first time in 2026, based on 3,389 tests. That's 6 points above the national average of 82%.

Running costs, reliability data, and common problems from 3,389 real MOT tests.

Annual Cost

£2,385

£199/month

MOT Pass Rate

88%

Good

Road Tax

£735

Based on CC/year

Insurance

Grp 35-50

4000cc Diesel

Solid Option

88% pass rate, £2385/year to run. 6 points above average.

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Diesel4000cc13 years old3,389 tests93k miles avg

Annual Running Costs

Fuel (Diesel, 4000cc)

~40 mpg

£1,245

Road Tax

Based on 4000cc

£735

MOT Test

£55

Predicted Repairs

£350

Total per year£2,385

Per month£199/mo

Per week£46/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

88% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 6 points above the national average of 82%.

At 13 years old, 88% of BMW 640s from 2013 passed their MOT first time in 2026. That's based on 3,389 tests across the UK. The average mileage at this age is 93,395 miles.

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How Does It Compare?

Rank among 2013 cars175th of 626(top 28%)

Rank among BMW models897th of 1,564(top 57%)

vs national average+6%(82% avg)

vs 2013 cars average+8%(80% avg)

vs BMW average+0%(88% avg)

Mileage Analysis

93,395

Average miles

96,200

Expected for age

The average 2013 BMW 640 has 93,395 miles on the clock, which is in line with the expected 96,200 miles for a 13-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2015 model with a 90% MOT pass rate, while the 2017 model has the lowest at 87%. The 2013 sits between the two at 88%.

BMW 640 by Year

Year	Pass Rate	Tests	Avg Mileage
2018	88%	1,668	50,131 mi
2017	87%	2,562	56,072 mi
2016	90%	4,300	67,077 mi
2015	90%	5,007	75,816 mi
2014	89%	4,809	83,025 mi
2013	88%	3,389	93,395 mi
2012	87%	2,756	95,804 mi
2011	89%	1,116	86,228 mi

Similar Cars to Consider

LAND ROVER RANGE ROVER SPORT

2015 · 4400cc Diesel

£1,750/year

90%

+2%

LAND ROVER RANGE ROVER

2014 · 4367cc Diesel

£1,750/year

90%

+2%

AUDI Q7

2014 · 4134cc Diesel

£1,750/year

90%

+2%

MERCEDES ML

2011 · 3500cc Diesel

£1,900/year

82%

-6%

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About the 2013 BMW 640

The 2013 BMW 640 is a premium performance with a 4000cc diesel engine. 3,389 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2013, the average MOT pass rate is 80%, and this model beats that benchmark.

With an average of 93,395 miles at 13 years old, BMW 640 owners drive about as much as the UK average.

2013 BMW 640 Fuel Costs

The 4000cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2013 BMW 640?

Total estimated annual running cost is £2,385 (£199/month), broken down as £1245 fuel, £735 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 640 Reliability Trend

The BMW 640 has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.

Buying a Used 2013 BMW 640

At 13 years old, the BMW 640 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2015 model has the highest pass rate at 90%.

Common Issues to Watch For

Based on the 2013 BMW 640's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 93k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2013 BMW 640 stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
BMW 640(2013)	88%	£1245	£735	Grp 35-50	£2385
LAND ROVER RANGE ROVER SPORT(2015)	90%	£1245	£250	Grp 35-50	£1750-£635
LAND ROVER RANGE ROVER(2014)	90%	£1245	£250	Grp 35-50	£1750-£635
AUDI Q7(2014)	90%	£1245	£250	Grp 35-50	£1750-£635
MERCEDES ML(2011)	82%	£1245	£250	Grp 35-50	£1900-£485

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.