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BMW 640 (2016)

Running costs, reliability data, and common problems from 4,300 real MOT tests.

Annual Cost

£1,895

£158/month

MOT Pass Rate

90%

Excellent

Road Tax

£395

Based on CC/year

Insurance

Grp 30-42

2993cc Diesel

Great Choice

90% pass rate, £1895/year to run. 8 points above average.

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Diesel2993cc10 years old4,300 tests67k miles avg

Annual Running Costs

Fuel (Diesel, 2993cc)

~40 mpg

£1,245
Road Tax

Based on 2993cc

£395
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,895
Per month£158/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

90% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.

At 10 years old, 90% of BMW 640s from 2016 passed their MOT first time in 2026. That's based on 4,300 tests across the UK. The average mileage at this age is 67,077 miles.

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How Does It Compare?

Rank among 2016 cars213th of 586(top 36%)
Rank among BMW models689th of 1,564(top 44%)
vs national average+8%(82% avg)
vs 2016 cars average+5%(85% avg)
vs BMW average+2%(88% avg)

Mileage Analysis

67,077

Average miles

vs

74,000

Expected for age

The average 2016 BMW 640 has 67,077 miles on the clock, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2015 model with a 90% MOT pass rate, while the 2017 model has the lowest at 87%. The 2016 sits between the two at 90%.

BMW 640 by Year

YearPass RateTestsAvg Mileage
201888%1,66850,131 mi
201787%2,56256,072 mi
201690%4,30067,077 mi
201590%5,00775,816 mi
201489%4,80983,025 mi
201388%3,38993,395 mi
201287%2,75695,804 mi
201189%1,11686,228 mi

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About the 2016 BMW 640

The 2016 BMW 640 is a premium performance with a 2993cc diesel engine. 4,300 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2016, the average MOT pass rate is 85%, and this model beats that benchmark.

With an average of 67,077 miles at 10 years old, BMW 640 owners drive about as much as the UK average.

2016 BMW 640 Fuel Costs

The 2993cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2016 BMW 640?

Total estimated annual running cost is £1,895 158/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 640 Reliability Trend

The BMW 640 has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.

Buying a Used 2016 BMW 640

At 10 years old, the BMW 640 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2015 model has the highest pass rate at 90%.

Common Issues to Watch For

Based on the 2016 BMW 640's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2016 BMW 640 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 640(2016)90%£1245£395Grp 30-42£1895
MERCEDES GLC(2018)91%£1245£190Grp 30-42£1690-£205
AUDI A5(2017)89%£1245£190Grp 30-42£1840-£55
FORD RANGER(2018)85%£1245£190Grp 35-50£1840-£55
LAND ROVER RANGE ROVER VELAR(2018)91%£1245£190Grp 30-42£1690-£205

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

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