BMW 640 (2018)
Running costs, reliability data, and common problems from 1,668 real MOT tests.
Annual Cost
£1,845
£154/month
MOT Pass Rate
88%
Good
Road Tax
£195
Flat rate/year
Insurance
Grp 30-42
2993cc Diesel
Solid Option
88% pass rate, £1845/year to run. 6 points above average.
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Annual Running Costs
~40 mpg
Flat rate (post-2017)
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's 6 points above the national average of 82%.
At 8 years old, 88% of BMW 640s from 2018 passed their MOT first time in 2026. That's based on 1,668 tests across the UK. The average mileage at this age is 50,131 miles.
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How Does It Compare?
Mileage Analysis
50,131
Average miles
59,200
Expected for age
The average 2018 BMW 640 has 50,131 miles on the clock, which is in line with the expected 59,200 miles for a 8-year-old car, suggesting normal everyday use.
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Best Year to Buy?
The most reliable year is the 2015 model with a 90% MOT pass rate, while the 2017 model has the lowest at 87%. The 2018 sits between the two at 88%.
BMW 640 by Year
Similar Cars to Consider
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About the 2018 BMW 640
The 2018 BMW 640 is a premium performance with a 2993cc diesel engine. 1,668 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2018, the average MOT pass rate is 89%, and this model falls short of that benchmark.
With an average of 50,131 miles at 8 years old, BMW 640 owners drive about as much as the UK average.
2018 BMW 640 Fuel Costs
The 2993cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2018 BMW 640?
Total estimated annual running cost is £1,845 (£154/month), broken down as £1245 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.
BMW 640 Reliability Trend
The BMW 640 has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.
Buying a Used 2018 BMW 640
At 8 years old, this is a solid used buy if you find one with good service history. Depreciation has levelled off, so you won't lose much more value. Focus on condition over mileage. If you're flexible on year, the 2015 model has the highest pass rate at 90%.
Common Issues to Watch For
Based on the 2018 BMW 640's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
AdBlue System
Medium riskPost-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Dual Mass Flywheel
Watch outLarger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.
Suspension Wear
Medium riskShock absorbers, springs, and anti-roll bar links typically need attention around this age. Listen for clunks over bumps and check for uneven tyre wear.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2018 BMW 640 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| BMW 640(2018) | 88% | £1245 | £195 | Grp 30-42 | £1845 |
| MERCEDES E(2019) | 90% | £1245 | £190 | Grp 30-42 | £1690-£155 |
| MERCEDES GLC(2018) | 91% | £1245 | £190 | Grp 30-42 | £1690-£155 |
| AUDI A5(2017) | 89% | £1245 | £190 | Grp 30-42 | £1840-£5 |
| FORD RANGER(2019) | 87% | £1245 | £190 | Grp 35-50 | £1840-£5 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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