CarCostCheck

BMW 7 SERIES (2020)

Running costs, reliability data, and common problems from 872 real MOT tests.

Annual Cost

£2,042

£170/month

MOT Pass Rate

95%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 30-42

2998cc Hybrid

Great Choice

95% pass rate, £2042/year to run. 13 points above average.

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Hybrid2998cc6 years old872 tests42k miles avg

Annual Running Costs

Fuel (Hybrid, 2998cc)

~30 mpg

£1,592
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,042
Per month£170/mo
Per week£39/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

95% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 6 years old, 95% of BMW 7 SERIESs from 2020 passed their MOT first time in 2026. That's based on 872 tests across the UK. The average mileage at this age is 41,603 miles.

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How Does It Compare?

Rank among 2020 cars479th of 2,596(top 18%)
Rank among BMW models177th of 1,564(top 11%)
vs national average+13%(82% avg)
vs 2020 cars average+3%(92% avg)
vs BMW average+7%(88% avg)

Mileage Analysis

41,603

Average miles

vs

44,400

Expected for age

The average 2020 BMW 7 SERIES has 41,603 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2022 model with a 96% MOT pass rate, while the 2005 model has the lowest at 81%. The 2020 sits between the two at 95%.

BMW 7 SERIES by Year

YearPass RateTestsAvg Mileage
202296%29639,598 mi
202194%1,29139,366 mi
202095%87241,603 mi
201993%1,28652,159 mi
201893%93364,053 mi
201792%1,12069,846 mi
201695%32569,801 mi
201581%48109,543 mi
201485%144126,469 mi
201383%655103,469 mi
201289%610108,621 mi
201184%190123,094 mi
201084%143125,285 mi
200984%159126,518 mi
200885%124140,762 mi
200784%98149,702 mi
200686%156156,601 mi
200581%77125,512 mi
199876%33129,863 mi
199786%35129,857 mi
199695%3891,838 mi

Similar Cars to Consider

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About the 2020 BMW 7 SERIES

The 2020 BMW 7 SERIES is a premium performance with a 2998cc hybrid engine. 872 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 18% of all 2020 cars for reliability.

With an average of 41,603 miles at 6 years old, BMW 7 SERIES owners drive about as much as the UK average.

2020 BMW 7 SERIES Fuel Costs

The 2998cc hybrid engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current hybrid prices of 142p per litre (based on 7,400 miles per year). As a hybrid, real-world fuel costs will vary significantly depending on how much electric-only driving you do.

What does it cost to own a 2020 BMW 7 SERIES?

Total estimated annual running cost is £2,042 170/month), broken down as £1592 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 7 SERIES Reliability Trend

Newer BMW 7 SERIESs show better MOT pass rates than older ones, with an average improvement of 7 percentage points.

Buying a Used 2020 BMW 7 SERIES

At 6 years old, the BMW 7 SERIES offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2022 model has the highest pass rate at 96%.

Common Issues to Watch For

Based on the 2020 BMW 7 SERIES's fuel type, age, and engine size, these are the most likely problem areas to check.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 BMW 7 SERIES stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 7 SERIES(2020)95%£1592£195Grp 30-42£2042
TOYOTA RAV4(2020)95%£1592£190Grp 25-38£2037-£5
BMW X5 XDRIVE45E M SPORT AUTO(2021)88%£1592£190Grp 30-42£2187+£145
BMW M340I XDRIVE MHEV AUTO(2021)93%£1592£190Grp 30-42£2037-£5
LEXUS RX(2019)96%£1592£190Grp 35-50£2037-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Bmw 7 series.

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