CarCostCheck

FIAT PUNTO (1998)

Running costs, common problems, and reliability data based on 329 real MOT tests in 2024.

MOT Pass Rate

80%

Total Tests (2024)

329

Avg Mileage

71,966 mi

Est. Annual Cost

£1,572

Is the 1998 FIAT PUNTO reliable?

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 26 years old, 80% of FIAT PUNTOs from 1998 passed their MOT first time in 2024. That's based on 329 tests across the UK. The average mileage at this age is 71,966 miles.

How does the 1998 FIAT PUNTO compare?

Rank among all 1998 cars93th out of 340(top 27%)
Rank among all FIAT models487th out of 818(top 60%)
vs national average-2% (82% avg)
vs 1998 cars average+5% (75% avg)
vs FIAT average-3% (83% avg)

Mileage Analysis

The average 1998 FIAT PUNTO has 71,966 miles on the clock, which is significantly below the expected 192,400 miles for a 26-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Best year to buy a FIAT PUNTO?

The most reliable year is the 2017 model with a 82% MOT pass rate, while the 2000 model has the lowest at 59%. The 1998 sits between the two at 80%.

How much does a 1998 FIAT PUNTO cost to run?

Fuel (Petrol, 1242cc)
£1,137
🏛️Road Tax
£30
🔧MOT Test
£55
🛠️Predicted Repairs
£350
Total per year£1,572
Per month£131/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

FIAT PUNTO by Year

YearPass RateTestsAvg Mileage
201882%53336,705 mi
201782%1,93842,168 mi
201680%2,77149,988 mi
201578%4,21258,107 mi
201475%6,81166,591 mi
201374%8,28672,757 mi
201275%10,81277,391 mi
201173%8,16585,661 mi
201073%9,29590,318 mi
200972%3,69787,540 mi
200870%11,11892,805 mi
200769%17,63491,428 mi
200669%11,99791,215 mi
200569%3,09579,650 mi
200467%4,41280,375 mi
200365%2,53776,820 mi
200270%1,36072,229 mi
200173%62261,550 mi
200059%29175,865 mi
199970%24765,869 mi
199880%32971,966 mi
199773%17469,103 mi
199678%14773,333 mi
199575%15365,118 mi
199476%7969,645 mi

Checking a specific FIAT PUNTO?

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About the 1998 FIAT PUNTO

The 1998 FIAT PUNTO is a small family car with a 1242cc petrol engine. 329 of these vehicles were MOT tested in 2024, making it a less common model in the UK market. Among all cars from 1998, the average MOT pass rate is 75%, and this model beats that benchmark.

With an average of 71,966 miles at 26 years old, FIAT PUNTO owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1998 FIAT PUNTO Fuel Costs

The 1242cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1998 FIAT PUNTO?

Total estimated annual running cost is £1,572 131/month), broken down as £1137 fuel, £30 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.

FIAT PUNTO Reliability Trend

Newer FIAT PUNTOs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 1998 FIAT PUNTO

At 26 years old, the FIAT PUNTO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2017 model has the highest pass rate at 82%.

Alternatives to the 1998 FIAT PUNTO

If reliability is your priority, there's one similar car with a higher MOT pass rate. Here are comparable petrol cars with similar engines: