CarCostCheck

FIAT PUNTO (2016)

Running costs, reliability data, and common problems from 2,771 real MOT tests.

Annual Cost

£1,737

£145/month

MOT Pass Rate

80%

Good

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1242cc Petrol

Solid Option

80% pass rate, £1737/year to run. Close to the national average.

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Petrol1242cc10 years old2,771 tests50k miles avg

Annual Running Costs

Fuel (Petrol, 1242cc)

~42 mpg

£1,137
Road Tax

Based on 1242cc

£195
MOT Test
£55
Predicted Repairs
£350
Total per year£1,737
Per month£145/mo
Per week£33/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

80% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 10 years old, 80% of FIAT PUNTOs from 2016 passed their MOT first time in 2026. That's based on 2,771 tests across the UK. The average mileage at this age is 49,988 miles.

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How Does It Compare?

Rank among 2016 cars506th of 586(top 86%)
Rank among FIAT models484th of 818(top 59%)
vs national average-2%(82% avg)
vs 2016 cars average-5%(85% avg)
vs FIAT average-3%(83% avg)

Mileage Analysis

49,988

Average miles

vs

74,000

Expected for age

The average 2016 FIAT PUNTO has 49,988 miles on the clock, which is below the expected 74,000 miles for a 10-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2017 model with a 82% MOT pass rate, while the 2000 model has the lowest at 59%. The 2016 sits between the two at 80%.

FIAT PUNTO by Year

YearPass RateTestsAvg Mileage
201882%53336,705 mi
201782%1,93842,168 mi
201680%2,77149,988 mi
201578%4,21258,107 mi
201475%6,81166,591 mi
201374%8,28672,757 mi
201275%10,81277,391 mi
201173%8,16585,661 mi
201073%9,29590,318 mi
200972%3,69787,540 mi
200870%11,11892,805 mi
200769%17,63491,428 mi
200669%11,99791,215 mi
200569%3,09579,650 mi
200467%4,41280,375 mi
200365%2,53776,820 mi
200270%1,36072,229 mi
200173%62261,550 mi
200059%29175,865 mi
199970%24765,869 mi
199880%32971,966 mi
199773%17469,103 mi
199678%14773,333 mi
199575%15365,118 mi
199476%7969,645 mi

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About the 2016 FIAT PUNTO

The 2016 FIAT PUNTO is a small family car with a 1242cc petrol engine. 2,771 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 86% of 2016 cars for MOT pass rates.

With an average of 49,988 miles at 10 years old, FIAT PUNTO owners tend to use this car less than the typical driver.

2016 FIAT PUNTO Fuel Costs

The 1242cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2016 FIAT PUNTO?

Total estimated annual running cost is £1,737 145/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.

FIAT PUNTO Reliability Trend

Newer FIAT PUNTOs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2016 FIAT PUNTO

At 10 years old, the FIAT PUNTO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2017 model has the highest pass rate at 82%.

Common Issues to Watch For

Based on the 2016 FIAT PUNTO's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2016 FIAT PUNTO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT PUNTO(2016)80%£1137£195Grp 8-20£1737
FORD FIESTA(2015)81%£955£30Grp 1-8£1390-£347
VAUXHALL CORSA(2015)78%£1137£30Grp 8-20£1722-£15
FORD FOCUS(2014)80%£1137£135Grp 12-25£1677-£60
NISSAN QASHQAI(2017)86%£955£190Grp 5-15£1550-£187

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Punto.

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