FIAT PUNTO (2016)
Running costs, reliability data, and common problems from 2,771 real MOT tests.
Annual Cost
£1,737
£145/month
MOT Pass Rate
80%
Good
Road Tax
£195
Based on CC/year
Insurance
Grp 8-20
1242cc Petrol
Solid Option
80% pass rate, £1737/year to run. Close to the national average.
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Annual Running Costs
~42 mpg
Based on 1242cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.
At 10 years old, 80% of FIAT PUNTOs from 2016 passed their MOT first time in 2026. That's based on 2,771 tests across the UK. The average mileage at this age is 49,988 miles.
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Mileage Analysis
49,988
Average miles
74,000
Expected for age
The average 2016 FIAT PUNTO has 49,988 miles on the clock, which is below the expected 74,000 miles for a 10-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2017 model with a 82% MOT pass rate, while the 2000 model has the lowest at 59%. The 2016 sits between the two at 80%.
FIAT PUNTO by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2018 | 82% | 533 | 36,705 mi | |
| 2017 | 82% | 1,938 | 42,168 mi | |
| 2016 | 80% | 2,771 | 49,988 mi | |
| 2015 | 78% | 4,212 | 58,107 mi | |
| 2014 | 75% | 6,811 | 66,591 mi | |
| 2013 | 74% | 8,286 | 72,757 mi | |
| 2012 | 75% | 10,812 | 77,391 mi | |
| 2011 | 73% | 8,165 | 85,661 mi | |
| 2010 | 73% | 9,295 | 90,318 mi | |
| 2009 | 72% | 3,697 | 87,540 mi | |
| 2008 | 70% | 11,118 | 92,805 mi | |
| 2007 | 69% | 17,634 | 91,428 mi | |
| 2006 | 69% | 11,997 | 91,215 mi | |
| 2005 | 69% | 3,095 | 79,650 mi | |
| 2004 | 67% | 4,412 | 80,375 mi | |
| 2003 | 65% | 2,537 | 76,820 mi | |
| 2002 | 70% | 1,360 | 72,229 mi | |
| 2001 | 73% | 622 | 61,550 mi | |
| 2000 | 59% | 291 | 75,865 mi | |
| 1999 | 70% | 247 | 65,869 mi | |
| 1998 | 80% | 329 | 71,966 mi | |
| 1997 | 73% | 174 | 69,103 mi | |
| 1996 | 78% | 147 | 73,333 mi | |
| 1995 | 75% | 153 | 65,118 mi | |
| 1994 | 76% | 79 | 69,645 mi |
Similar Cars to Consider
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About the 2016 FIAT PUNTO
The 2016 FIAT PUNTO is a small family car with a 1242cc petrol engine. 2,771 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 86% of 2016 cars for MOT pass rates.
With an average of 49,988 miles at 10 years old, FIAT PUNTO owners tend to use this car less than the typical driver.
2016 FIAT PUNTO Fuel Costs
The 1242cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2016 FIAT PUNTO?
Total estimated annual running cost is £1,737 (£145/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.
FIAT PUNTO Reliability Trend
Newer FIAT PUNTOs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.
Buying a Used 2016 FIAT PUNTO
At 10 years old, the FIAT PUNTO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2017 model has the highest pass rate at 82%.
Common Issues to Watch For
Based on the 2016 FIAT PUNTO's fuel type, age, and engine size, these are the most likely problem areas to check.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2016 FIAT PUNTO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT PUNTO(2016) | 80% | £1137 | £195 | Grp 8-20 | £1737 |
| FORD FIESTA(2015) | 81% | £955 | £30 | Grp 1-8 | £1390-£347 |
| VAUXHALL CORSA(2015) | 78% | £1137 | £30 | Grp 8-20 | £1722-£15 |
| FORD FOCUS(2014) | 80% | £1137 | £135 | Grp 12-25 | £1677-£60 |
| NISSAN QASHQAI(2017) | 86% | £955 | £190 | Grp 5-15 | £1550-£187 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Fiat Models
Explore other Fiat cars or similar models in the same category.
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FIAT PANDA
2009 · 1248cc Petrol
FORD FIESTA
2015 · 998cc Petrol
VAUXHALL CORSA
2015 · 1398cc Petrol
FORD FOCUS
2014 · 1596cc Petrol
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