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FIAT PUNTO (2012)

Running costs, reliability data, and common problems from 10,812 real MOT tests.

Annual Cost

£1,625

£135/month

MOT Pass Rate

75%

Average

Road Tax

£165

Based on CC/year

Insurance

Grp 12-25

1598cc Diesel

Check Carefully

75% pass rate, £1625/year to run. 7 points below average.

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Diesel1598cc14 years old10,812 tests77k miles avg

Annual Running Costs

Fuel (Diesel, 1598cc)

~55 mpg

£905
Road Tax

Based on 1598cc

£165
MOT Test
£55
Predicted Repairs
£500
Total per year£1,625
Per month£135/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

75% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 7 points below the national average of 82%. It falls below the FIAT brand average of 83%.

At 14 years old, 75% of FIAT PUNTOs from 2012 passed their MOT first time in 2026. That's based on 10,812 tests across the UK. The average mileage at this age is 77,391 miles.

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How Does It Compare?

Rank among 2012 cars541th of 685(top 79%)
Rank among FIAT models568th of 818(top 69%)
vs national average-7%(82% avg)
vs 2012 cars average-3%(78% avg)
vs FIAT average-8%(83% avg)

Mileage Analysis

77,391

Average miles

vs

103,600

Expected for age

The average 2012 FIAT PUNTO has 77,391 miles on the clock, which is below the expected 103,600 miles for a 14-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2017 model with a 82% MOT pass rate, while the 2000 model has the lowest at 59%. The 2012 sits between the two at 75%.

FIAT PUNTO by Year

YearPass RateTestsAvg Mileage
201882%53336,705 mi
201782%1,93842,168 mi
201680%2,77149,988 mi
201578%4,21258,107 mi
201475%6,81166,591 mi
201374%8,28672,757 mi
201275%10,81277,391 mi
201173%8,16585,661 mi
201073%9,29590,318 mi
200972%3,69787,540 mi
200870%11,11892,805 mi
200769%17,63491,428 mi
200669%11,99791,215 mi
200569%3,09579,650 mi
200467%4,41280,375 mi
200365%2,53776,820 mi
200270%1,36072,229 mi
200173%62261,550 mi
200059%29175,865 mi
199970%24765,869 mi
199880%32971,966 mi
199773%17469,103 mi
199678%14773,333 mi
199575%15365,118 mi
199476%7969,645 mi

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About the 2012 FIAT PUNTO

The 2012 FIAT PUNTO is a small family car with a 1598cc diesel engine. 10,812 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. It sits in the bottom 79% of 2012 cars for MOT pass rates.

With an average of 77,391 miles at 14 years old, FIAT PUNTO owners tend to use this car less than the typical driver.

2012 FIAT PUNTO Fuel Costs

The 1598cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2012 FIAT PUNTO?

Total estimated annual running cost is £1,625 135/month), broken down as £905 fuel, £165 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 75% pass rate. Keeping on top of servicing will help avoid surprises.

FIAT PUNTO Reliability Trend

Newer FIAT PUNTOs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2012 FIAT PUNTO

At 14 years old, the FIAT PUNTO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2017 model has the highest pass rate at 82%. With 10,812 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2012 FIAT PUNTO's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2012 FIAT PUNTO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT PUNTO(2012)75%£905£165Grp 12-25£1625
FORD FIESTA(2013)77%£905£30Grp 8-20£1490-£135
VOLKSWAGEN GOLF(2014)87%£905£135Grp 12-25£1445-£180
VAUXHALL ASTRA(2013)79%£1037£135Grp 18-32£1727+£102
VOLKSWAGEN POLO(2014)80%£905£30Grp 5-15£1340-£285

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Punto.

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