FIAT PUNTO (2004)
Running costs, common problems, and reliability data based on 4,412 real MOT tests in 2024.
MOT Pass Rate
67%
Total Tests (2024)
4,412
Avg Mileage
80,375 mi
Est. Annual Cost
£1,922
Is the 2004 FIAT PUNTO reliable?
Below average reliability. Budget extra for maintenance and repairs. That's 15 points below the national average of 82%. It falls below the FIAT brand average of 83%.
At 20 years old, 67% of FIAT PUNTOs from 2004 passed their MOT first time in 2024. That's based on 4,412 tests across the UK. The average mileage at this age is 80,375 miles.
How does the 2004 FIAT PUNTO compare?
Mileage Analysis
The average 2004 FIAT PUNTO has 80,375 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.
Best year to buy a FIAT PUNTO?
The most reliable year is the 2017 model with a 82% MOT pass rate, while the 2000 model has the lowest at 59%. The 2004 sits between the two at 67%.
How much does a 2004 FIAT PUNTO cost to run?
Higher than average due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.
FIAT PUNTO by Year
| Year | Pass Rate | Tests | Avg Mileage |
|---|---|---|---|
| 2018 | 82% | 533 | 36,705 mi |
| 2017 | 82% | 1,938 | 42,168 mi |
| 2016 | 80% | 2,771 | 49,988 mi |
| 2015 | 78% | 4,212 | 58,107 mi |
| 2014 | 75% | 6,811 | 66,591 mi |
| 2013 | 74% | 8,286 | 72,757 mi |
| 2012 | 75% | 10,812 | 77,391 mi |
| 2011 | 73% | 8,165 | 85,661 mi |
| 2010 | 73% | 9,295 | 90,318 mi |
| 2009 | 72% | 3,697 | 87,540 mi |
| 2008 | 70% | 11,118 | 92,805 mi |
| 2007 | 69% | 17,634 | 91,428 mi |
| 2006 | 69% | 11,997 | 91,215 mi |
| 2005 | 69% | 3,095 | 79,650 mi |
| 2004 | 67% | 4,412 | 80,375 mi |
| 2003 | 65% | 2,537 | 76,820 mi |
| 2002 | 70% | 1,360 | 72,229 mi |
| 2001 | 73% | 622 | 61,550 mi |
| 2000 | 59% | 291 | 75,865 mi |
| 1999 | 70% | 247 | 65,869 mi |
| 1998 | 80% | 329 | 71,966 mi |
| 1997 | 73% | 174 | 69,103 mi |
| 1996 | 78% | 147 | 73,333 mi |
| 1995 | 75% | 153 | 65,118 mi |
| 1994 | 76% | 79 | 69,645 mi |
Checking a specific FIAT PUNTO?
Enter the reg plate to see its individual MOT history, mileage verification, and predicted costs.
About the 2004 FIAT PUNTO
The 2004 FIAT PUNTO is a small family car with a 1368cc petrol engine. 4,412 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. It sits in the bottom 82% of 2004 cars for MOT pass rates.
With an average of 80,375 miles at 20 years old, FIAT PUNTO owners tend to use this car less than the typical driver.
2004 FIAT PUNTO Fuel Costs
The 1368cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2004 FIAT PUNTO?
Total estimated annual running cost is £1,922 (£160/month), broken down as £1137 fuel, £30 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 67% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.
FIAT PUNTO Reliability Trend
Newer FIAT PUNTOs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.
Buying a Used 2004 FIAT PUNTO
At 20 years old, the FIAT PUNTO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2017 model has the highest pass rate at 82%.
Alternatives to the 2004 FIAT PUNTO
If reliability is your priority, there are 4 similar cars with a higher MOT pass rate. Here are comparable petrol cars with similar engines:
- FORD FOCUS (2006) 73% pass rate (+6%) from 56,257 tests
- MINI MINI (2005) 71% pass rate (+4%) from 45,707 tests
- BMW 3 SERIES (2006) 80% pass rate (+13%) from 40,353 tests
- HONDA JAZZ (2006) 71% pass rate (+4%) from 35,054 tests