FIAT PUNTO (2006)
Running costs, reliability data, and common problems from 11,997 real MOT tests.
Annual Cost
£2,087
£174/month
MOT Pass Rate
69%
Below Avg
Road Tax
£195
Based on CC/year
Insurance
Grp 8-20
1368cc Petrol
Proceed With Caution
69% pass rate, £2087/year to run. 13 points below average.
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Annual Running Costs
~42 mpg
Based on 1368cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the FIAT brand average of 83%.
At 20 years old, 69% of FIAT PUNTOs from 2006 passed their MOT first time in 2026. That's based on 11,997 tests across the UK. The average mileage at this age is 91,215 miles.
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Mileage Analysis
91,215
Average miles
148,000
Expected for age
The average 2006 FIAT PUNTO has 91,215 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2017 model with a 82% MOT pass rate, while the 2000 model has the lowest at 59%. The 2006 sits between the two at 69%.
FIAT PUNTO by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2018 | 82% | 533 | 36,705 mi | |
| 2017 | 82% | 1,938 | 42,168 mi | |
| 2016 | 80% | 2,771 | 49,988 mi | |
| 2015 | 78% | 4,212 | 58,107 mi | |
| 2014 | 75% | 6,811 | 66,591 mi | |
| 2013 | 74% | 8,286 | 72,757 mi | |
| 2012 | 75% | 10,812 | 77,391 mi | |
| 2011 | 73% | 8,165 | 85,661 mi | |
| 2010 | 73% | 9,295 | 90,318 mi | |
| 2009 | 72% | 3,697 | 87,540 mi | |
| 2008 | 70% | 11,118 | 92,805 mi | |
| 2007 | 69% | 17,634 | 91,428 mi | |
| 2006 | 69% | 11,997 | 91,215 mi | |
| 2005 | 69% | 3,095 | 79,650 mi | |
| 2004 | 67% | 4,412 | 80,375 mi | |
| 2003 | 65% | 2,537 | 76,820 mi | |
| 2002 | 70% | 1,360 | 72,229 mi | |
| 2001 | 73% | 622 | 61,550 mi | |
| 2000 | 59% | 291 | 75,865 mi | |
| 1999 | 70% | 247 | 65,869 mi | |
| 1998 | 80% | 329 | 71,966 mi | |
| 1997 | 73% | 174 | 69,103 mi | |
| 1996 | 78% | 147 | 73,333 mi | |
| 1995 | 75% | 153 | 65,118 mi | |
| 1994 | 76% | 79 | 69,645 mi |
Similar Cars to Consider
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About the 2006 FIAT PUNTO
The 2006 FIAT PUNTO is a small family car with a 1368cc petrol engine. 11,997 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. It sits in the bottom 76% of 2006 cars for MOT pass rates.
With an average of 91,215 miles at 20 years old, FIAT PUNTO owners tend to use this car less than the typical driver.
2006 FIAT PUNTO Fuel Costs
The 1368cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2006 FIAT PUNTO?
Total estimated annual running cost is £2,087 (£174/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.
FIAT PUNTO Reliability Trend
Newer FIAT PUNTOs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.
Buying a Used 2006 FIAT PUNTO
At 20 years old, the FIAT PUNTO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2017 model has the highest pass rate at 82%. With 11,997 MOT tests in our data, there's strong statistical confidence in these figures.
Common Issues to Watch For
Based on the 2006 FIAT PUNTO's fuel type, age, and engine size, these are the most likely problem areas to check.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 91k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Higher Than Average Failure Rate
Watch outWith a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2006 FIAT PUNTO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT PUNTO(2006) | 69% | £1137 | £195 | Grp 8-20 | £2087 |
| FORD FIESTA(2008) | 72% | £1137 | £30 | Grp 8-20 | £1722-£365 |
| FORD FOCUS(2008) | 73% | £1137 | £135 | Grp 12-25 | £1827-£260 |
| VAUXHALL CORSA(2008) | 73% | £1137 | £30 | Grp 8-20 | £1722-£365 |
| BMW 3 SERIES(2007) | 80% | £1327 | £135 | Grp 18-32 | £1867-£220 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Fiat Models
Explore other Fiat cars or similar models in the same category.
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