MyCarCheck holds a reasonable Trustpilot score, but a recurring theme in negative reviews is data accuracy. Several reviewers have reported cases where finance alerts did not match reality, or where mileage data seemed incomplete. To be fair, no vehicle check service is perfect. Data depends on what has been reported to Experian, DVLA, and MIAFTR. But when you are paying for peace of mind, accuracy concerns are worth noting.
Another common complaint is the upsell process. The free check is designed to worry you into buying the full report, which is standard practice in the industry. CarCostCheck takes a different approach: the free tier includes 12 meaningful checks (MOT history, mileage verification, reliability score, running costs, repair predictions) so you get genuine value before deciding whether to pay for premium data.
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At the same £4.99 price point, CarCostCheck includes everything MyCarCheck offers in its paid tier, plus full MOT history analysis, a reliability score, running cost projections, repair predictions, and a vehicle lifespan estimate. The free tier alone on CarCostCheck delivers more actionable data than MyCarCheck's paid report.
MyCarCheck is not a bad service. It is competitively priced and covers the essential safety checks. But in 2026, paying £4.99 for just the basics feels like a missed opportunity when you can get significantly more insight for the same price. If you want to understand not just whether a car is safe to buy, but whether it is a smart financial decision, CarCostCheck gives you the fuller picture.
The accuracy concerns on Trustpilot are worth keeping in mind too. Both services pull from similar data sources, but CarCostCheck adds its own analysis layer on top, which means you are not just seeing raw data points. You are getting interpreted results that flag problems in plain English.
CarCostCheck is not just a cheaper alternative. It is a fundamentally better product that costs 75% less. Here is what you get that HPI and most other services do not offer at any price:
- Real-time market valuation from £2.99, powered by over 650,000 live UK dealer listings. See what this car is actually worth in your area, how quickly similar cars sell, and how the price compares nationally.
- Estimated vehicle lifespan: AI analysis of over 100 million data points predicts how many years the car has left and the probability of it being on the road in 12 months.
- Insurance costs by age: Estimated annual premiums for drivers aged 20, 30, 40, and 50.
- Running cost breakdown: Annual fuel, road tax, MOT, predicted repairs, and total cost per month for this specific car.
- Health score (0-100): A single number summarising overall vehicle condition based on MOT history, advisory patterns, and mileage consistency.
- Common faults: Known issues for this exact make and model, drawn from real MOT failure data across thousands of vehicles.
- 12 free checks: Full MOT history, mileage verification, reliability score, running costs, fuel costs, insurance group, red flag alerts, common faults, recall check, ULEZ compliance, and more. All before you pay anything.
The premium check (£4.99) uses the same Experian database as HPI, AA, and RAC for identical stolen, finance, and write-off data. The complete bundle (history + valuation) is £6.99, still 65% cheaper than HPI alone.
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