CarCostCheck

BMW 318 (2020)

Running costs, reliability data, and common problems from 1,097 real MOT tests.

Annual Cost

£1,637

£136/month

MOT Pass Rate

88%

Good

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Diesel

Solid Option

88% pass rate, £1637/year to run. 6 points above average.

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Diesel1995cc6 years old1,097 tests49k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs
£350
Total per year£1,637
Per month£136/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

88% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 6 points above the national average of 82%.

At 6 years old, 88% of BMW 318s from 2020 passed their MOT first time in 2026. That's based on 1,097 tests across the UK. The average mileage at this age is 49,297 miles.

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How Does It Compare?

Rank among 2020 cars2108th of 2,596(top 81%)
Rank among BMW models914th of 1,564(top 58%)
vs national average+6%(82% avg)
vs 2020 cars average-4%(92% avg)
vs BMW average+0%(88% avg)

Mileage Analysis

49,297

Average miles

vs

44,400

Expected for age

The average 2020 BMW 318 has 49,297 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2019 model with a 91% MOT pass rate, while the 2007 model has the lowest at 70%. The 2020 sits between the two at 88%.

BMW 318 by Year

YearPass RateTestsAvg Mileage
202188%20840,912 mi
202088%1,09749,297 mi
201991%3,09852,537 mi
201889%5,00358,152 mi
201788%4,88268,955 mi
201688%1,59572,449 mi
201589%8083,406 mi
201488%69101,643 mi
201380%4690,437 mi
201277%88117,928 mi
201181%119102,017 mi
201079%97129,804 mi
200972%74116,519 mi
200875%89109,429 mi
200770%73106,943 mi
200694%3593,688 mi
199775%3285,018 mi
199183%40104,481 mi
199076%38113,579 mi

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About the 2020 BMW 318

The 2020 BMW 318 is a premium with a 1995cc diesel engine. 1,097 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 81% of 2020 cars for MOT pass rates.

With an average of 49,297 miles at 6 years old, BMW 318 owners drive about as much as the UK average.

2020 BMW 318 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 BMW 318?

Total estimated annual running cost is £1,637 136/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 318 Reliability Trend

Newer BMW 318s show better MOT pass rates than older ones, with an average improvement of 11 percentage points.

Buying a Used 2020 BMW 318

At 6 years old, the BMW 318 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2019 model has the highest pass rate at 91%.

Common Issues to Watch For

Based on the 2020 BMW 318's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 BMW 318 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 318(2020)88%£1037£195Grp 18-32£1637
VOLKSWAGEN GOLF(2018)92%£1037£190Grp 18-32£1482-£155
FORD FOCUS(2019)89%£905£190Grp 12-25£1500-£137
VOLKSWAGEN POLO(2018)84%£905£190Grp 12-25£1500-£137
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£155

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

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