BMW 650 (2013)
Running costs, reliability data, and common problems from 86 real MOT tests.
Annual Cost
£2,607
£217/month
MOT Pass Rate
98%
Excellent
Road Tax
£760
Based on CC/year
Insurance
Grp 35-50
4395cc Petrol
Great Choice
98% pass rate, £2607/year to run. 16 points above average.
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Annual Running Costs
~30 mpg
Based on 4395cc
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 16 points above the national average of 82%. It also outperforms the BMW brand average of 88%.
At 13 years old, 98% of BMW 650s from 2013 passed their MOT first time in 2026. That's based on 86 tests across the UK. The average mileage at this age is 73,605 miles.
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How Does It Compare?
Mileage Analysis
73,605
Average miles
96,200
Expected for age
The average 2013 BMW 650 has 73,605 miles on the clock, which is below the expected 96,200 miles for a 13-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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BMW 650 by Year
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About the 2013 BMW 650
The 2013 BMW 650 is a premium performance with a 4395cc petrol engine. 86 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 4% of all 2013 cars for reliability.
With an average of 73,605 miles at 13 years old, BMW 650 owners tend to use this car less than the typical driver.
2013 BMW 650 Fuel Costs
The 4395cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2013 BMW 650?
Total estimated annual running cost is £2,607 (£217/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 98% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
BMW 650 Reliability Trend
Newer BMW 650s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.
Buying a Used 2013 BMW 650
At 13 years old, the BMW 650 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 86 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2013 BMW 650's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 13 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Oil Consumption
Medium riskLarger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2013 BMW 650 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| BMW 650(2013) | 98% | £1592 | £760 | Grp 35-50 | £2607 |
| PORSCHE 911(2015) | 97% | £1592 | £250 | Grp 35-50 | £2097-£510 |
| BENTLEY CONTINENTAL(2014) | 97% | £1592 | £250 | Grp 35-50 | £2097-£510 |
| MERCEDES SL(2014) | 92% | £1592 | £250 | Grp 35-50 | £2097-£510 |
| PORSCHE PANAMERA(2014) | 91% | £1592 | £250 | Grp 35-50 | £2097-£510 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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