CarCostCheck

BMW X5 (2020)

Running costs, common problems, and reliability data based on 8,594 real MOT tests in 2024.

MOT Pass Rate

93%

Total Tests (2024)

8,594

Avg Mileage

38,415 mi

Est. Annual Cost

£1,690

Is the 2020 BMW X5 reliable?

Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 4 years old, 93% of BMW X5s from 2020 passed their MOT first time in 2024. That's based on 8,594 tests across the UK. The average mileage at this age is 38,415 miles.

How does the 2020 BMW X5 compare?

Rank among all 2020 cars940th out of 2,596(top 36%)
Rank among all BMW models328th out of 1,564(top 21%)
vs national average+11% (82% avg)
vs 2020 cars average+1% (92% avg)
vs BMW average+5% (88% avg)

Mileage Analysis

The average 2020 BMW X5 has 38,415 miles on the clock, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

How much does a 2020 BMW X5 cost to run?

Fuel (Diesel, 2993cc)
£1,245
🏛️Road Tax
£190
🔧MOT Test
£55
🛠️Predicted Repairs
£200
Total per year£1,690
Per month£141/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

BMW X5 by Year

YearPass RateTestsAvg Mileage
202192%1,96835,223 mi
202093%8,59438,415 mi
201992%23,50647,135 mi
201891%17,68758,065 mi
201792%14,51167,347 mi
201692%14,82676,292 mi
201591%17,25786,297 mi
201492%13,88996,575 mi
201388%8,346102,589 mi
201286%9,533110,198 mi
201186%9,720115,184 mi
201086%8,668121,461 mi
200986%9,917129,547 mi
200884%8,054133,171 mi
200782%8,281137,811 mi
200676%7,388146,446 mi
200577%11,188147,753 mi
200477%6,276147,620 mi
200377%3,953143,116 mi
200274%2,242144,771 mi
200176%1,085143,091 mi
200080%46121,636 mi

Checking a specific BMW X5?

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About the 2020 BMW X5

The 2020 BMW X5 is a premium performance with a 2993cc diesel engine. 8,594 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 38,415 miles at 4 years old, BMW X5 owners cover more miles than the average driver.

2020 BMW X5 Fuel Costs

The 2993cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 BMW X5?

Total estimated annual running cost is £1,690 141/month), broken down as £1245 fuel, £190 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW X5 Reliability Trend

Newer BMW X5s show better MOT pass rates than older ones, with an average improvement of 11 percentage points.

Buying a Used 2020 BMW X5

At 4 years old, the BMW X5 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. With 8,594 MOT tests in our data, there's strong statistical confidence in these figures.

Alternatives to the 2020 BMW X5

The BMW X5 is actually the most reliable option among similar diesel premium performances from this era. Here are comparable diesel cars with similar engines: