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Running Costs

Compare Car Running Costs UK 2026: Any Two Cars by Reg Plate

How to compare the real running costs of any two UK cars: fuel, road tax, MOT, predicted repairs and insurance, side by side from the reg plates. Free tool plus the 2026 numbers behind the estimates.

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CarCostCheck
9 min read

What Makes Up a Car's Running Costs in 2026

ComponentTypical UK range (per year)What drives it
Fuel / energy£500 - £2,000Real MPG (or kWh/mile), annual mileage, fuel prices
Road tax (VED)£20 - £790CO2 band, first-registration date, and list price
MOT~£55Fixed test fee, plus any failure repairs
Repairs and maintenance£150 - £800+Age, mileage, brand parts prices, MOT advisory history
Insurance£400 - £1,500+Insurance group (1-50), driver profile, postcode

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Free instant check using official DVSA and DVLA data

The cheapest way to compare two cars' running costs in the UK is by registration plate: enter both regs into the free comparison tool and you get fuel, road tax, MOT and predicted repair costs side by side in about ten seconds, calculated from official DVSA and DVLA data for those exact cars. That last part matters. Brochure figures describe a new car in laboratory conditions; a reg-based comparison reflects the actual car in front of you, with its real mileage, MOT record and repair patterns.

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Two cars that look similar on price can be £700+ apart per year once you add these up, which over three years of ownership is a bigger difference than most people negotiate off the sticker price.

An Example: 2019 Golf vs 2008 Fiesta

Here is the shape of a typical comparison, using the kind of data our tool uses (fuel at early October 2026 pump prices, road tax at the current rates):

VW Golf 1.5 TSI (2019)Ford Fiesta 1.25 (2008)
Fuel per year£1,060£1,270
Road tax£200£200
Predicted repairs£92£349
Total (before insurance)£1,352£1,819

The older, cheaper-to-buy Fiesta costs £467 more per year to keep on the road. Over three years that is £1,401, which changes the value question entirely. This is why comparing running costs belongs at the start of a purchase decision, not the end.

Find your car's true running costs

Enter any reg below for a free MOT history, mileage check, and running costs. Takes 5 seconds, no signup.

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Free instant check using official DVSA and DVLA data

Data from DVSA and DVLA. Used by thousands of UK car buyers.

Predicted Repairs: the Number Most Comparisons Miss

Fuel and tax are easy to look up. Repairs are where reg-level data earns its keep: every UK car's MOT history records its advisories and failure items, which are a leading indicator of what is about to need money. A car carrying suspension and corrosion advisories will cost more next year than one with a clean sheet, whatever the brochure says. Our comparison reads each car's actual advisory history when estimating repairs, and our fuel cost calculator covers the fuel side for any single car in more depth.

Checking more than one car? Each extra car is cheaper - the 2nd car is 50p off and the 3rd onwards are 99p off each. Every car gets its full individual report, plus a separate side-by-side comparison report with a verdict on which to buy. See a sample comparison report.

Beyond Running Costs: the Checks That Protect the Purchase

Running costs tell you which car is cheaper to live with. They do not tell you whether the car has outstanding finance, a write-off record or a mileage discrepancy, the things that cost thousands rather than hundreds. Once the running-cost comparison narrows your shortlist, a full comparison report covers every car on it with stolen, finance and write-off checks plus a verdict on which to buy.

Check Any Car Free

Full MOT history, mileage verification, reliability score and running costs. No sign-up, instant results.

Enter a Reg Plate

Frequently Asked Questions

How do I compare the running costs of two cars in the UK?

The fastest way is by registration plate. Enter both regs into a comparison tool that pulls official DVSA and DVLA data, and you get fuel cost (from real MPG figures), road tax (current VED rates), MOT costs and predicted repairs (from that exact car's MOT advisory history) side by side. Comparing from the plates rather than the brochure means the numbers reflect the actual cars, including their mileage and condition.

What is included in a car's annual running cost?

The four core components are fuel or energy, road tax (VED), MOT test cost, and repairs and maintenance. Insurance is usually quoted separately because it depends on the driver as much as the car.

Is an electric car cheaper to run than petrol?

Per mile, almost always: home-charged electricity works out around 5-9p per mile against roughly 15-20p for a typical petrol car at early October 2026 pump prices. Road tax no longer helps, though: since April 2025 electric cars pay the same standard rate as petrol cars (£200 a year for cars registered from April 2017). The full picture depends on the specific cars: a heavy, high-insurance-group EV can cost more overall than an efficient small petrol. Comparing the two exact cars by reg settles it with real numbers rather than averages.

Can I compare running costs for more than two cars?

Yes. CarCostCheck's free comparison tool takes up to five registration plates at once and lays out fuel, tax, repairs, MOT pass rates and health scores in one table, highlighting the cheapest car in each row.

Buying a used car? Check it first

See its free MOT history and mileage, then check for outstanding finance, an insurance write-off and a stolen record for £4.99 before you pay.

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Free instant check using official DVSA and DVLA data

Used by thousands of UK car buyers. Data from DVSA and DVLA.

Example report preview

2019 Ford Fiesta

1.0 EcoBoost, Petrol, Manual

82

Grade B

£1,860

per year

Pass

MOT status

42k

Mileage

Fuel£1,180Tax£200MOT£55Repairs£425

This is what you'll see. Try it with YOUR car:

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Free instant check using official DVSA and DVLA data

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Free instant check using official DVSA and DVLA data