CarCostCheck
Car Checks

How Much Does a Car Check Cost in the UK? (2026 Prices)

A complete breakdown of what every UK car check service charges in 2026, from free basic checks to premium history reports. We compare 8 providers and explain what you actually get at each price point.

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CarCostCheck
8 min read

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2026 Car Check Prices: The Complete Comparison

ProviderPriceStolenFinanceWrite-offMOT HistoryRunning CostsReliability ScoreValuation
CarVertical£33.99
HPI Check£19.99
RAC Car Passport£9.99
AA Car Check£9.99
Total Car Check (Gold)£9.99
MyCarCheck£4.99
CarCostCheck£4.99£2.99 add-on
Total Car Check (Basic)£1.99Limited
CarCostCheck (Free Tier)Free

Short answer: A comprehensive car history check costs between £4.99 and £33.99 in the UK depending on the provider. The cheapest full check (stolen, finance, write-off, plus MOT history and running costs) is £4.99 from CarCostCheck. All providers use the same Experian data for the core provenance checks. The price differences come down to branding, not data quality.

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What You Get at Each Price Point

Free (CarCostCheck Free Tier)

The most generous free car check available. Includes full MOT history with every test since 2005, mileage verification with anomaly detection, reliability score, annual running cost estimate, common faults for the make and model, insurance group, ULEZ compliance, and outstanding recall check. No sign-up, no email, instant results.

This is enough to screen cars before viewing. If the mileage does not add up, the reliability is poor, or the running costs are higher than expected, you know not to waste time on this car.

£1.99 (Total Car Check Basic)

The cheapest paid option, but it covers very little. You get vehicle identity data (make, model, colour), keeper count, and scrapped status. It does not include finance, stolen, or detailed write-off checks. For most buyers, this level of check is insufficient.

£4.99 (CarCostCheck Premium / MyCarCheck)

The sweet spot. At this price, you get the full Experian provenance data (stolen, finance, write-off, VIN, keepers) from both providers. CarCostCheck also includes everything from the free tier (MOT history, running costs, reliability) making it the most comprehensive report available at any price.

£9.99 (AA / RAC / Total Car Check Gold)

Same Experian data as the £4.99 providers. No MOT analysis, no running costs, no reliability scoring. You are paying double for brand recognition.

£19.99 (HPI)

Same Experian data again, plus the HPI Guarantee (which has a poor track record on Trustpilot) and an auto-enrolling £39/year subscription. At four times the price of CarCostCheck, with fewer features, this is the hardest to justify.

£33.99 (CarVertical)

The most expensive option. Its unique feature is European cross-border vehicle history for imports. For standard UK cars, it provides no additional data over £4.99 providers.

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Data from DVSA and DVLA. Used by thousands of UK car buyers.

Why All Providers Use the Same Data

The UK vehicle history check market is built on a single data pipeline:

  • Experian AutoCheck holds stolen (PNC), finance (HP/PCP), and write-off (insurance categories) data. Every major provider licenses this data.
  • DVSA provides MOT test history. This is free government data, but most providers do not include it in their reports.
  • DVLA provides vehicle registration details. Also government data.

When you pay £19.99 for an HPI check, you are paying for the same Experian query that CarCostCheck runs for £4.99. The additional cost covers HPI's marketing budget, office overheads, and profit margin. It does not buy you better data.

The Smart Strategy

  1. Screen for free. Enter the reg on CarCostCheck and check MOT history, mileage, and reliability at no cost.
  2. Pay £4.99 only for cars you are serious about. There is no point running a premium check on a car whose free check already shows problems.
  3. Add the £2.99 valuation if you want to negotiate on price. Or get both for £6.99 in the bundle.

Total cost for a complete car check and valuation: £6.99. That is 65% less than HPI charges for a basic check without a valuation.

Frequently Asked Questions

What Makes CarCostCheck Different

CarCostCheck is not just a cheaper version of HPI. It is a fundamentally better product that happens to cost 75% less. Here is what you get that HPI does not offer at any price:

  • Real-time market valuation from £2.99, powered by over 650,000 live UK dealer listings. See what your car is actually worth in your local area, how quickly similar cars sell, and how the price compares nationally.
  • Estimated vehicle lifespan: Our AI model analyses over 100 million data points to predict how many years the car has left and the probability of it being on the road in 12 months.
  • Insurance costs by age: See estimated annual premiums for drivers aged 20, 30, 40, and 50. Budget before you buy.
  • Running cost breakdown: Annual fuel, road tax, MOT, predicted repairs, and total cost per month. All calculated for this specific car.
  • Health score (0-100): A single number that tells you the overall condition of the vehicle based on MOT history, advisory patterns, mileage consistency, and maintenance trends.
  • Common faults: Known issues for this exact make and model, drawn from real MOT failure data across thousands of vehicles.
  • 12 free checks: Full MOT history, mileage verification, reliability score, running costs, fuel costs, insurance group, red flag alerts, common faults, recall check, ULEZ compliance, and more. All before you pay a penny.

The premium history check (£4.99) uses the same Experian database as HPI, AA, and RAC. You get identical stolen, finance, and write-off data. The complete bundle (history + valuation) is £6.99, still 65% cheaper than HPI's basic check.

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Related Reading

Check Any Car's Costs Instantly

Enter any reg plate for a free MOT history, mileage check, health score, and running costs. No signup needed.

GB

Free instant check using official DVSA and DVLA data

Used by thousands of UK car buyers. Data from DVSA and DVLA.

Example report preview

2019 Ford Fiesta

1.0 EcoBoost, Petrol, Manual

82

Grade A

£2,450

per year

Pass

MOT status

42k

Mileage

Fuel£1,180Tax£165Insurance£680Repairs£425

This is what you'll see. Try it with YOUR car:

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Free instant check using official DVSA and DVLA data

More from the Blog

Ready to Check a Car?

12 free checks included. Premium history from £4.99. Valuation from £2.99.

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Free instant check using official DVSA and DVLA data

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