BMW 320 (2010)
Running costs, reliability data, and common problems from 291 real MOT tests.
Annual Cost
£1,707
£142/month
MOT Pass Rate
86%
Good
Road Tax
£265
Based on CC/year
Insurance
Grp 18-32
1995cc Diesel
Solid Option
86% pass rate, £1707/year to run. Close to the national average.
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Annual Running Costs
~48 mpg
Based on 1995cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.
At 16 years old, 86% of BMW 320s from 2010 passed their MOT first time in 2026. That's based on 291 tests across the UK. The average mileage at this age is 91,150 miles.
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How Does It Compare?
Mileage Analysis
91,150
Average miles
118,400
Expected for age
The average 2010 BMW 320 has 91,150 miles on the clock, which is below the expected 118,400 miles for a 16-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2022 model with a 97% MOT pass rate, while the 2005 model has the lowest at 73%. The 2010 sits between the two at 86%.
BMW 320 by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2022 | 97% | 61 | 22,624 mi | |
| 2021 | 92% | 2,533 | 29,483 mi | |
| 2020 | 92% | 9,105 | 34,897 mi | |
| 2019 | 92% | 14,440 | 42,764 mi | |
| 2018 | 91% | 17,053 | 59,320 mi | |
| 2017 | 90% | 26,367 | 71,271 mi | |
| 2016 | 90% | 6,365 | 78,781 mi | |
| 2015 | 90% | 555 | 79,550 mi | |
| 2014 | 85% | 441 | 82,085 mi | |
| 2013 | 89% | 611 | 77,974 mi | |
| 2012 | 83% | 409 | 87,516 mi | |
| 2011 | 87% | 260 | 84,622 mi | |
| 2010 | 86% | 291 | 91,150 mi | |
| 2009 | 81% | 162 | 104,384 mi | |
| 2008 | 84% | 177 | 101,514 mi | |
| 2007 | 79% | 167 | 121,206 mi | |
| 2006 | 74% | 145 | 143,980 mi | |
| 2005 | 73% | 63 | 128,780 mi | |
| 2004 | 82% | 49 | 131,336 mi | |
| 2003 | 77% | 30 | 119,901 mi | |
| 1990 | 86% | 35 | 111,395 mi |
Similar Cars to Consider
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About the 2010 BMW 320
The 2010 BMW 320 is a premium with a 1995cc diesel engine. 291 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 22% of all 2010 cars for reliability.
With an average of 91,150 miles at 16 years old, BMW 320 owners tend to use this car less than the typical driver.
2010 BMW 320 Fuel Costs
The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2010 BMW 320?
Total estimated annual running cost is £1,707 (£142/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 86% pass rate. Keeping on top of servicing will help avoid surprises.
BMW 320 Reliability Trend
Newer BMW 320s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.
Buying a Used 2010 BMW 320
At 16 years old, the BMW 320 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2022 model has the highest pass rate at 97%.
Common Issues to Watch For
Based on the 2010 BMW 320's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 91k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2010 BMW 320 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| BMW 320(2010) | 86% | £1037 | £265 | Grp 18-32 | £1707 |
| VOLKSWAGEN GOLF(2012) | 80% | £1037 | £135 | Grp 18-32 | £1577-£130 |
| VAUXHALL ASTRA(2010) | 74% | £1037 | £135 | Grp 18-32 | £1727+£20 |
| VOLKSWAGEN POLO(2010) | 74% | £905 | £135 | Grp 12-25 | £1595-£112 |
| BMW 3 SERIES(2012) | 82% | £1037 | £135 | Grp 18-32 | £1577-£130 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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