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BMW 320 (2013)

Running costs, reliability data, and common problems from 611 real MOT tests.

Annual Cost

£1,707

£142/month

MOT Pass Rate

89%

Good

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1990cc Diesel

Solid Option

89% pass rate, £1707/year to run. 7 points above average.

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Diesel1990cc13 years old611 tests78k miles avg

Annual Running Costs

Fuel (Diesel, 1990cc)

~48 mpg

£1,037
Road Tax

Based on 1990cc

£265
MOT Test
£55
Predicted Repairs
£350
Total per year£1,707
Per month£142/mo
Per week£33/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

89% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 7 points above the national average of 82%.

At 13 years old, 89% of BMW 320s from 2013 passed their MOT first time in 2026. That's based on 611 tests across the UK. The average mileage at this age is 77,974 miles.

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How Does It Compare?

Rank among 2013 cars153th of 626(top 24%)
Rank among BMW models823th of 1,564(top 53%)
vs national average+7%(82% avg)
vs 2013 cars average+9%(80% avg)
vs BMW average+1%(88% avg)

Mileage Analysis

77,974

Average miles

vs

96,200

Expected for age

The average 2013 BMW 320 has 77,974 miles on the clock, which is in line with the expected 96,200 miles for a 13-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2022 model with a 97% MOT pass rate, while the 2005 model has the lowest at 73%. The 2013 sits between the two at 89%.

BMW 320 by Year

YearPass RateTestsAvg Mileage
202297%6122,624 mi
202192%2,53329,483 mi
202092%9,10534,897 mi
201992%14,44042,764 mi
201891%17,05359,320 mi
201790%26,36771,271 mi
201690%6,36578,781 mi
201590%55579,550 mi
201485%44182,085 mi
201389%61177,974 mi
201283%40987,516 mi
201187%26084,622 mi
201086%29191,150 mi
200981%162104,384 mi
200884%177101,514 mi
200779%167121,206 mi
200674%145143,980 mi
200573%63128,780 mi
200482%49131,336 mi
200377%30119,901 mi
199086%35111,395 mi

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About the 2013 BMW 320

The 2013 BMW 320 is a premium with a 1990cc diesel engine. 611 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 24% of all 2013 cars for reliability.

With an average of 77,974 miles at 13 years old, BMW 320 owners drive about as much as the UK average.

2013 BMW 320 Fuel Costs

The 1990cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2013 BMW 320?

Total estimated annual running cost is £1,707 142/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 320 Reliability Trend

Newer BMW 320s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2013 BMW 320

At 13 years old, the BMW 320 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2022 model has the highest pass rate at 97%.

Common Issues to Watch For

Based on the 2013 BMW 320's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2013 BMW 320 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 320(2013)89%£1037£265Grp 18-32£1707
VOLKSWAGEN GOLF(2015)89%£1037£135Grp 18-32£1577-£130
VAUXHALL ASTRA(2013)79%£1037£135Grp 18-32£1727+£20
AUDI A3(2015)88%£905£135Grp 12-25£1445-£262
BMW 3 SERIES(2013)85%£1037£135Grp 18-32£1577-£130

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

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