CarCostCheck

BMW 320 (2022)

Estimated running costs and MOT pass rates from 61 MOT tests in 2024.

Annual Cost

£2,086

£174/month

MOT Pass Rate

97%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

2000cc Petrol

Great Choice

97% pass rate, £2,086/year to run. 15 points above average.

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Petrol2000cc4 years old61 tests23k miles avg

Annual Running Costs

Fuel (Petrol, 2000cc)

~36 mpg

£1,631
Road Tax

Standard rate (from April 2017)

£200
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,086
Per month£174/mo
Per week£40/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

97% MOT pass rate(Excellent)
0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 15 points above the average of 82% across all models in our data. It also outperforms the BMW brand average of 88%.

97% of MOT tests on BMW 320s from 2022 ended in a pass in 2024, when they were about 2 years old. That's based on 61 tests across the UK, retests included. The average mileage recorded at those tests was 22,624 miles.

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How Does It Compare?

Rank among 2022 models320th of 1,057(top half)
Rank among BMW models119th of 1,548(top 8%)
vs average of all models+15%(82% avg)
vs 2022 models average+3%(94% avg)
vs BMW average+9%(88% avg)

Mileage Analysis

22,624

Average miles

vs

14,800

Expected for age

The average 2022 BMW 320 had 22,624 miles on the clock at its 2024 MOT, which is well above the expected 14,800 miles for a 2-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Best Year to Buy?

Of the years with at least 100 tests, the 2019 model has the highest MOT pass rate at 92%, while the 2006 model has the lowest at 74%. The 2022 scores 97%, but cars from 2022 weren't due their first routine MOT until 2025, so its figure isn't compared here. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

BMW 320 by Year

YearPass RateTestsAvg Mileage
202297%6122,624 mi
202192%2,53329,483 mi
202092%9,10534,897 mi
201992%14,44042,764 mi
201891%17,05359,320 mi
201790%26,36771,271 mi
201690%6,36578,781 mi
201590%55579,550 mi
201485%44182,085 mi
201389%61177,974 mi
201283%40987,516 mi
201187%26084,622 mi
201086%29191,150 mi
200981%162104,384 mi
200884%177101,514 mi
200779%167121,206 mi
200674%145143,980 mi
200573%63128,780 mi
200482%49131,336 mi
200377%30119,901 mi
199086%35111,395 mi

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About the 2022 BMW 320

The 2022 BMW 320 is a premium car. Our records list a 2000cc petrol engine, though engines vary between versions. 61 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 2022, the average MOT pass rate is 94%, and this model beats that benchmark.

With an average of 22,624 miles recorded at its 2024 MOT tests, BMW 320 owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2022 BMW 320 Fuel Costs

The 2000cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2022 BMW 320?

Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 97% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 320 Reliability Trend

Newer BMW 320s pass their MOT more often than older ones, by 7 percentage points on average, which is mostly down to age and wear.

Buying a Used 2022 BMW 320

At 4 years old, the BMW 320 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2019 model has the highest pass rate at 92%. Note: with only 61 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Oil Consumption

Low risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2022 BMW 320 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
BMW 320(2022)97%£1,631£200Grp 18-32£2,086
Nissan Qashqai(2020)93%£1,398£200Grp 12-25£1,853-£233
Mercedes A(2021)94%£1,631£200Grp 18-32£2,086same
Volvo XC40(2020)93%£1,631£200Grp 18-32£2,086same
Ford Ranger(2021)90%£1,958£200Grp 25-38£2,413+£327

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2022 BMW 320

Is the 2022 BMW 320 reliable?

Excellent reliability. Very few MOT failures. 97% of MOT tests on 2022 BMW 320s ended in a pass, from 61 tests (DVSA MOT data for tests in 2024, retests included). That's 15 points above the average of 82% across all models in the same data.

How much does a 2022 BMW 320 cost to run?

Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2022 BMW 320?

97% of 61 MOT tests on the 2022 BMW 320 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 320th of 1,057 models first registered in 2022 (top half).

Which year BMW 320 has the best MOT pass rate?

Of the years with at least 100 tests, the 2019 BMW 320 has the highest MOT pass rate at 92% and the 2006 the lowest at 74%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2022 BMW 320?

The average mileage recorded at MOT tests on the 2022 BMW 320 is 22,624 miles, which is well above the expected 14,800 miles for a 2-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Explore other BMW cars or similar models in the same category.

Related Guides

In-depth articles relevant to the BMW 320.

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