CarCostCheck

BMW 320 (2021)

Running costs, common problems, and reliability data based on 2,533 real MOT tests in 2024.

MOT Pass Rate

92%

Total Tests (2024)

2,533

Avg Mileage

29,483 mi

Est. Annual Cost

£1,482

Is the 2021 BMW 320 reliable?

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 3 years old, 92% of BMW 320s from 2021 passed their MOT first time in 2024. That's based on 2,533 tests across the UK. The average mileage at this age is 29,483 miles.

How does the 2021 BMW 320 compare?

Rank among all 2021 cars1840th out of 3,373(top 55%)
Rank among all BMW models465th out of 1,564(top 30%)
vs national average+10% (82% avg)
vs 2021 cars average+0% (92% avg)
vs BMW average+4% (88% avg)

Mileage Analysis

The average 2021 BMW 320 has 29,483 miles on the clock, which is above the expected 22,200 miles for a 3-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

Best year to buy a BMW 320?

The most reliable year is the 2022 model with a 97% MOT pass rate, while the 2005 model has the lowest at 73%. The 2021 sits between the two at 92%.

How much does a 2021 BMW 320 cost to run?

Fuel (Diesel, 1995cc)
£1,037
🏛️Road Tax
£190
🔧MOT Test
£55
🛠️Predicted Repairs
£200
Total per year£1,482
Per month£124/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

BMW 320 by Year

YearPass RateTestsAvg Mileage
202297%6122,624 mi
202192%2,53329,483 mi
202092%9,10534,897 mi
201992%14,44042,764 mi
201891%17,05359,320 mi
201790%26,36771,271 mi
201690%6,36578,781 mi
201590%55579,550 mi
201485%44182,085 mi
201389%61177,974 mi
201283%40987,516 mi
201187%26084,622 mi
201086%29191,150 mi
200981%162104,384 mi
200884%177101,514 mi
200779%167121,206 mi
200674%145143,980 mi
200573%63128,780 mi
200482%49131,336 mi
200377%30119,901 mi
199086%35111,395 mi

Checking a specific BMW 320?

Enter the reg plate to see its individual MOT history, mileage verification, and predicted costs.

GB

Free instant check using official DVSA and DVLA data

About the 2021 BMW 320

The 2021 BMW 320 is a premium with a 1995cc diesel engine. 2,533 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2021, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 29,483 miles at 3 years old, BMW 320 owners cover more miles than the average driver.

2021 BMW 320 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year).

What does it cost to own a 2021 BMW 320?

Total estimated annual running cost is £1,482 124/month), broken down as £1037 fuel, £190 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 320 Reliability Trend

Newer BMW 320s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2021 BMW 320

At 3 years old, this is still relatively fresh. You may find examples with remaining manufacturer warranty. Depreciation is slowing but hasn't bottomed out yet. If you're flexible on year, the 2022 model has the highest pass rate at 97%.

Alternatives to the 2021 BMW 320

The BMW 320 is actually the most reliable option among similar diesel premiums from this era. Here are comparable diesel cars with similar engines: