CarCostCheck

BMW 320 (2019)

Running costs, reliability data, and common problems from 14,440 real MOT tests.

Annual Cost

£1,487

£124/month

MOT Pass Rate

92%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Diesel

Great Choice

92% pass rate, £1487/year to run. 10 points above average.

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Diesel1995cc7 years old14,440 tests43k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,487
Per month£124/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 7 years old, 92% of BMW 320s from 2019 passed their MOT first time in 2026. That's based on 14,440 tests across the UK. The average mileage at this age is 42,764 miles.

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How Does It Compare?

Rank among 2019 cars518th of 1,419(top 37%)
Rank among BMW models433th of 1,564(top 28%)
vs national average+10%(82% avg)
vs 2019 cars average+2%(90% avg)
vs BMW average+4%(88% avg)

Mileage Analysis

42,764

Average miles

vs

51,800

Expected for age

The average 2019 BMW 320 has 42,764 miles on the clock, which is in line with the expected 51,800 miles for a 7-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2022 model with a 97% MOT pass rate, while the 2005 model has the lowest at 73%. The 2019 sits between the two at 92%.

BMW 320 by Year

YearPass RateTestsAvg Mileage
202297%6122,624 mi
202192%2,53329,483 mi
202092%9,10534,897 mi
201992%14,44042,764 mi
201891%17,05359,320 mi
201790%26,36771,271 mi
201690%6,36578,781 mi
201590%55579,550 mi
201485%44182,085 mi
201389%61177,974 mi
201283%40987,516 mi
201187%26084,622 mi
201086%29191,150 mi
200981%162104,384 mi
200884%177101,514 mi
200779%167121,206 mi
200674%145143,980 mi
200573%63128,780 mi
200482%49131,336 mi
200377%30119,901 mi
199086%35111,395 mi

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About the 2019 BMW 320

The 2019 BMW 320 is a premium with a 1995cc diesel engine. 14,440 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2019, the average MOT pass rate is 90%, and this model beats that benchmark.

With an average of 42,764 miles at 7 years old, BMW 320 owners drive about as much as the UK average.

2019 BMW 320 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2019 BMW 320?

Total estimated annual running cost is £1,487 124/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 320 Reliability Trend

Newer BMW 320s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2019 BMW 320

At 7 years old, this is a solid used buy if you find one with good service history. Depreciation has levelled off, so you won't lose much more value. Focus on condition over mileage. If you're flexible on year, the 2022 model has the highest pass rate at 97%. With 14,440 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2019 BMW 320's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Suspension Wear

Medium risk

Shock absorbers, springs, and anti-roll bar links typically need attention around this age. Listen for clunks over bumps and check for uneven tyre wear.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2019 BMW 320 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 320(2019)92%£1037£195Grp 18-32£1487
VOLKSWAGEN GOLF(2017)91%£905£190Grp 12-25£1350-£137
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£13
FORD TRANSIT(2017)81%£1037£190Grp 18-32£1632+£145
VOLKSWAGEN POLO(2018)84%£905£190Grp 12-25£1500+£13

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

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