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BMW 320 (2015)

Running costs, reliability data, and common problems from 555 real MOT tests.

Annual Cost

£1,557

£130/month

MOT Pass Rate

90%

Excellent

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1995cc Diesel

Great Choice

90% pass rate, £1557/year to run. 8 points above average.

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Diesel1995cc11 years old555 tests80k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Based on 1995cc

£265
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,557
Per month£130/mo
Per week£30/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

90% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.

At 11 years old, 90% of BMW 320s from 2015 passed their MOT first time in 2026. That's based on 555 tests across the UK. The average mileage at this age is 79,550 miles.

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How Does It Compare?

Rank among 2015 cars164th of 559(top 29%)
Rank among BMW models721th of 1,564(top 46%)
vs national average+8%(82% avg)
vs 2015 cars average+7%(83% avg)
vs BMW average+2%(88% avg)

Mileage Analysis

79,550

Average miles

vs

81,400

Expected for age

The average 2015 BMW 320 has 79,550 miles on the clock, which is in line with the expected 81,400 miles for a 11-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2022 model with a 97% MOT pass rate, while the 2005 model has the lowest at 73%. The 2015 sits between the two at 90%.

BMW 320 by Year

YearPass RateTestsAvg Mileage
202297%6122,624 mi
202192%2,53329,483 mi
202092%9,10534,897 mi
201992%14,44042,764 mi
201891%17,05359,320 mi
201790%26,36771,271 mi
201690%6,36578,781 mi
201590%55579,550 mi
201485%44182,085 mi
201389%61177,974 mi
201283%40987,516 mi
201187%26084,622 mi
201086%29191,150 mi
200981%162104,384 mi
200884%177101,514 mi
200779%167121,206 mi
200674%145143,980 mi
200573%63128,780 mi
200482%49131,336 mi
200377%30119,901 mi
199086%35111,395 mi

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About the 2015 BMW 320

The 2015 BMW 320 is a premium with a 1995cc diesel engine. 555 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2015, the average MOT pass rate is 83%, and this model beats that benchmark.

With an average of 79,550 miles at 11 years old, BMW 320 owners drive about as much as the UK average.

2015 BMW 320 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2015 BMW 320?

Total estimated annual running cost is £1,557 130/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 320 Reliability Trend

Newer BMW 320s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2015 BMW 320

At 11 years old, the BMW 320 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2022 model has the highest pass rate at 97%.

Common Issues to Watch For

Based on the 2015 BMW 320's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2015 BMW 320 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 320(2015)90%£1037£265Grp 18-32£1557
VOLKSWAGEN GOLF(2017)91%£905£190Grp 12-25£1350-£207
VAUXHALL ASTRA(2013)79%£1037£135Grp 18-32£1727+£170
AUDI A3(2015)88%£905£135Grp 12-25£1445-£112
FORD TRANSIT(2017)81%£1037£190Grp 18-32£1632+£75

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

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