CarCostCheck
Comparison

CarCostCheck vs AA Car Check 2026: Full Comparison

The AA charges £14.99 for its car check, which carries a £30,000 guarantee. CarCostCheck charges £4.99 for the core checks, with a free report on top. Here is the complete head-to-head.

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CarCostCheck
8 min read

The Head-to-Head Comparison

FeatureCarCostCheckAA Car CheckWinner
Price, one car£4.99£14.99CarCostCheck (67% cheaper)
Price, five cars£21.48 (one order)£30.00 (5 checks at £6 each)CarCostCheck (£8.52 less)
Stolen vehicle check✓✓Tie
Outstanding finance✓✓Tie
Write-off history✓✓Tie
Mileage check✓ (free, with clocking detection)✓Tie (free on CarCostCheck)
Number of keepers✓ (with the date of each recorded change)✓Tie
Plate changes, scrapped status and VIN✓✓Tie
Reliability score (0-100)✓ (free)Not listedCarCostCheck
Data guarantee✗✓ £30,000AA
In-person inspectionNot offeredSeparate serviceAA (separate service)

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Short answer: CarCostCheck costs a third of the price of the AA car check (£4.99 vs £14.99, AA prices checked 8 October 2026), saving you £10 on a single car. Both cover the core checks (stolen, outstanding finance, write-off). The AA's check carries a £30,000 guarantee, which CarCostCheck does not offer. CarCostCheck shows the date of each recorded keeper change and gives you a free report with full MOT history, a mileage check, a reliability score, running costs, common faults, recalls and ULEZ status before you pay anything.

✅ The Verdict: CarCostCheck Is the Best Value for Most Buyers

The core checks (stolen, outstanding finance, write-off) for £4.99, with the date of each recorded keeper change. A free report first, with full MOT history, a mileage check, a reliability score and running costs. One-off payment, no subscription. Try it free now.

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Score: CarCostCheck wins 3 (single-car price, five-car price and the reliability score). The AA wins 2 (the £30,000 guarantee and its separate inspection service). The other 6 are ties, with the mileage check free on CarCostCheck before you pay.

What You Get for £14.99 from the AA

The AA's website lists:

  • Outstanding finance
  • Stolen check
  • Insurance write-offs
  • Mileage discrepancies
  • Number of previous owners
  • Number plate transfers
  • Scrapped status
  • Logbook (V5C) and VIN checks
  • A £30,000 guarantee

That is a solid set of core checks, and the guarantee is a real extra. The trade-off is price: £14.99 for one car, or £6 a check if you buy five. CarCostCheck covers the core checks for £4.99 and adds a free report on top.

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Enter any reg below for a free MOT history, mileage check, and running costs. Takes 5 seconds, no signup.

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Data from DVSA and DVLA. Used by thousands of UK car buyers.

What You Get for £4.99 from CarCostCheck

The £4.99 history check covers stolen (Police National Computer), outstanding finance with the lender, agreement type, start date and term, insurance write-offs with the category, date, insurer and damage, the number of keepers with the date of each recorded keeper change, VIN, colour changes, plate transfers, import and export markers, scrapped status and a high-risk marker. Before you pay anything, the free report gives you:

  • Full MOT history with every test since 2005 (free)
  • MOT advisories explained, with estimated repair costs (free)
  • Mileage timeline with automatic clocking detection (free)
  • Reliability score (0-100) with an A-F grade (free)
  • Annual running cost estimate: fuel, road tax, MOT and predicted repairs (free)
  • Common faults flagged in the MOT history (free)
  • DVSA recall check for outstanding safety recalls (free)
  • ULEZ and clean air zone check (free)
  • Road tax and MOT status (free)
  • Fuel cost calculator (free)
  • Red flag alerts (free)
  • Vehicle specification (free)

You pay a third of the price, and because the free report comes first, you can screen several cars at no cost and only pay £4.99 for the one you are serious about.

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The AA's In-Person Inspection: A Genuine Advantage

One thing the AA offers that CarCostCheck does not is an in-person vehicle inspection. An AA engineer, or an engineer working on the AA's behalf, inspects the car and gives you a report on its condition.

This is a genuinely useful service for high-value purchases or cars with a questionable history. It is a separate product from the online history check, with its own prices. A sensible approach is to use CarCostCheck for the online checks (£4.99) and book an inspection if you need one, which saves £10 on the history check compared with the AA's £14.99.

The Price Breakdown

ScenarioCarCostCheckAASaving
History check, one car£4.99£14.99£10.00 (67%)
History checks, three cars£13.48 (one order)£30.00 (5-check pack) or £44.97 (3 single checks)£16.52 (55%) against the pack
History checks, five cars£21.48 (one order)£30.00 (5 at £6 each)£8.52 (28%)

If you are viewing several cars, the free report lets you screen them all before paying anything, then run the £4.99 history check on the one you are serious about. If you want full history checks on several cars, a CarCostCheck multi-car order is still cheaper than the AA's five-check pack.

What Makes CarCostCheck Different

CarCostCheck is not just a cheaper version of HPI. As well as the history check, it helps you judge whether a car will be a good one to own. Here is what you get that HPI does not offer at any price:

  • Market valuation from £2.99, based on live UK dealer listings. See the local dealer value for your car and how quickly similar cars sell near you.
  • Estimated vehicle lifespan: An estimate of how many years the car has left on UK roads and the probability of it still being on the road in 12 months.
  • Insurance costs by age: See estimated annual premiums for drivers aged 20, 30, 40, and 50. Budget before you buy.
  • Running cost breakdown: Annual fuel, road tax, MOT, predicted repairs, and total cost per month. All calculated for this specific car.
  • Reliability score (0-100): one number based on the car's MOT record, including its pass rate, recent failures, advisory trend and mileage. Free.
  • Common faults: the problems that keep coming up in the car's own MOT history. Free.
  • 12 free checks: Full MOT history, mileage verification, reliability score, running costs, fuel costs, red flag alerts, common faults, recall check, ULEZ compliance, tax and MOT status, and more. All before you pay a penny.

The premium history check (£4.99) uses the same Experian database as HPI, AA, and RAC. You get the same core checks: stolen, outstanding finance and write-off. The complete bundle (history + valuation) is £6.99, still 65% cheaper than HPI's basic check.

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Frequently Asked Questions

Is CarCostCheck better than the AA car check?

For most buyers, CarCostCheck is the better-value choice. It costs £4.99 against the AA's £14.99 (a third of the price), covers the core checks (stolen, outstanding finance, write-off), shows the date of each recorded keeper change, and gives you a free report with full MOT history, a mileage check, a reliability score and running costs before you pay. The AA's check includes a £30,000 guarantee, which CarCostCheck does not offer.

Do I have to pay to see a car's MOT history?

No. MOT history is public DVSA data, and CarCostCheck shows it free: every test, advisory and failure since 2005, plus the mileage recorded at each test. Paid checks such as the AA's (£14.99) and CarCostCheck's £4.99 history check add the things MOT records cannot show: whether the car is recorded as stolen, has outstanding finance or has been written off.

Is the AA car check worth £14.99?

It depends on what you value. The AA's £14.99 check includes a £30,000 guarantee, and the price drops to £6 a check if you buy a pack of five. If you mainly want the core checks on one car, CarCostCheck's £4.99 history check costs a third of the price and saves you £10, with a free report covering MOT history, mileage, reliability and running costs.

Does the AA use the same data as CarCostCheck?

Not exactly. CarCostCheck's history data comes from Experian AutoCheck, and the AA's check comes from a different supplier. Both cover the same core checks: stolen vehicles (Police National Computer), outstanding finance and insurance write-offs. Write-off records come from the same insurance industry register, MIAFTR, but finance registers differ between suppliers.

Check Any Car's Costs Instantly

Enter any reg plate for a free MOT history, mileage check, health score, and running costs. No signup needed.

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Free instant check using official DVSA and DVLA data

Used by thousands of UK car buyers. Data from DVSA and DVLA.

Example report preview

2019 Ford Fiesta

1.0 EcoBoost, Petrol, Manual

82

Grade B

£1,860

per year

Pass

MOT status

42k

Mileage

Fuel£1,180Tax£200MOT£55Repairs£425

This is what you'll see. Try it with YOUR car:

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12 free checks included. Premium history from £4.99. Valuation from £2.99.

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Free instant check using official DVSA and DVLA data