CarCostCheck
Comparison

CarCostCheck vs RAC Car Passport 2026: Full Comparison

The RAC charges £9.99 for its Car Passport. CarCostCheck charges £4.99 for the same data plus 12 extra checks. Here is why CarCostCheck wins.

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CarCostCheck
8 min read

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The Head-to-Head Comparison

FeatureCarCostCheckRAC Car PassportWinner
Price£4.99£9.99CarCostCheck (50% cheaper)
Stolen vehicle checkTie (same Experian data)
Outstanding financeTie (same Experian data)
Write-off historyTie (same Experian data)
VIN verificationTie
Keeper countTie
Full MOT history✓ (free)CarCostCheck
Mileage timeline✓ (free)CarCostCheck
Reliability score✓ (free)CarCostCheck
Running costs✓ (free)CarCostCheck
Common faults✓ (free)CarCostCheck
Insurance group✓ (free)CarCostCheck
Recall check✓ (free)CarCostCheck
ULEZ compliance✓ (free)CarCostCheck
Fuel cost calculator✓ (free)CarCostCheck
Predicted repair costs✓ (free)CarCostCheck
Market valuation£2.99 add-onNot availableCarCostCheck
Physical inspectionNot availableFrom £149RAC (separate service)

Short answer: CarCostCheck provides more data at half the price. The RAC Car Passport costs £9.99 for basic Experian provenance checks (stolen, finance, write-off). CarCostCheck costs £4.99 for the same Experian data plus 12 free checks including full MOT history, reliability scoring, running costs, and common faults. The RAC's physical inspection service is a separate product worth considering for high-value purchases, but their online check is overpriced compared to CarCostCheck.

✅ The Verdict: CarCostCheck Wins

Same Experian data. 75% cheaper. 12 extra free checks that no competitor offers at any price. No hidden subscription. No catches. Try it free now.

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Score: CarCostCheck wins 13 categories. RAC wins 1 (physical inspection, a separate paid service). 5 are ties.

What the RAC Car Passport Gives You

For £9.99, the RAC provides the same basic Experian provenance data as every other provider:

  • Stolen status (Police National Computer)
  • Outstanding finance (PCP, HP, secured loans)
  • Write-off history (Cat A/B/N/S)
  • Plate and colour changes
  • Keeper history
  • VIN check

That is the complete list. No MOT history. No running costs. No reliability scoring. No common faults. No insurance group. Nothing that helps you understand the practical reality of owning that car.

Check Any Car's Costs Instantly

Enter any reg below for a free MOT history, mileage check, and running costs. Takes 5 seconds, no signup.

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Free instant check using official DVSA and DVLA data

Data from DVSA and DVLA. Used by thousands of UK car buyers.

What CarCostCheck Gives You

For £4.99 (half the RAC price), you get everything above plus 12 additional checks, all available free before you even pay:

Every MOT test since 2005 with advisories and repair cost estimates. A mileage timeline that catches clocking at a glance. A reliability score comparing this car to thousands of identical models. Annual running costs broken down by fuel, tax, insurance, and repairs. Known issues for this exact make, model, and year. Insurance group data. DVSA recall check. ULEZ compliance. And more.

The premium £4.99 tier adds the Experian provenance data on top of all the free checks. The £6.99 bundle adds a market valuation. At every price point, CarCostCheck provides more information for less money.

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See everything we check for free. No sign-up, no email, instant results.

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The RAC Physical Inspection

The RAC's strongest offering is their in-person pre-purchase inspection from £149. A trained mechanic visits the car, checks the mechanical condition, bodywork, electrics, and takes it for a road test. They provide a detailed report with photographs.

This is a genuinely valuable service that we recommend for:

  • Cars over £10,000 where the inspection cost is proportionate
  • Cars with Cat S write-off history where structural repair quality matters
  • Cars you are buying sight-unseen or from a distance
  • Older cars with limited service history

However, the physical inspection and the online Car Passport are completely separate products. The smart strategy is to use CarCostCheck for the online data (£4.99, more comprehensive) and the RAC for the physical inspection (£149) when needed. This saves you £5 on the online check while getting the best of both worlds.

Cost Comparison: Shopping for a Car

ScenarioCarCostCheckRAC
Screening 5 cars (free checks)£0£49.95 (£9.99 x 5)
Premium check on your top pick£4.99Already paid above
Add valuation for negotiation£2.99 (or £6.99 bundle)Not available
Total cost£4.99-6.99£49.95

Frequently Asked Questions

What Makes CarCostCheck Different

CarCostCheck is not just a cheaper version of HPI. It is a fundamentally better product that happens to cost 75% less. Here is what you get that HPI does not offer at any price:

  • Real-time market valuation from £2.99, powered by over 650,000 live UK dealer listings. See what your car is actually worth in your local area, how quickly similar cars sell, and how the price compares nationally.
  • Estimated vehicle lifespan: Our AI model analyses over 100 million data points to predict how many years the car has left and the probability of it being on the road in 12 months.
  • Insurance costs by age: See estimated annual premiums for drivers aged 20, 30, 40, and 50. Budget before you buy.
  • Running cost breakdown: Annual fuel, road tax, MOT, predicted repairs, and total cost per month. All calculated for this specific car.
  • Health score (0-100): A single number that tells you the overall condition of the vehicle based on MOT history, advisory patterns, mileage consistency, and maintenance trends.
  • Common faults: Known issues for this exact make and model, drawn from real MOT failure data across thousands of vehicles.
  • 12 free checks: Full MOT history, mileage verification, reliability score, running costs, fuel costs, insurance group, red flag alerts, common faults, recall check, ULEZ compliance, and more. All before you pay a penny.

The premium history check (£4.99) uses the same Experian database as HPI, AA, and RAC. You get identical stolen, finance, and write-off data. The complete bundle (history + valuation) is £6.99, still 65% cheaper than HPI's basic check.

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12 checks included free. Premium stolen, finance, and write-off checks for just £4.99. Market valuation from £2.99.

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Related Reading

Check Any Car's Costs Instantly

Enter any reg plate for a free MOT history, mileage check, health score, and running costs. No signup needed.

GB

Free instant check using official DVSA and DVLA data

Used by thousands of UK car buyers. Data from DVSA and DVLA.

Example report preview

2019 Ford Fiesta

1.0 EcoBoost, Petrol, Manual

82

Grade A

£2,450

per year

Pass

MOT status

42k

Mileage

Fuel£1,180Tax£165Insurance£680Repairs£425

This is what you'll see. Try it with YOUR car:

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Free instant check using official DVSA and DVLA data

More from the Blog

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12 free checks included. Premium history from £4.99. Valuation from £2.99.

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Free instant check using official DVSA and DVLA data

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