The RAC also offers physical vehicle inspections starting from £99 for the basic tier and going up to £199 for the comprehensive package. These are hands-on assessments where a qualified mechanic visits the car's location and checks 82+ points covering:
- Bodywork condition (rust, accident repair signs, paint mismatches)
- Engine bay inspection (leaks, wear, component condition)
- Underside check (corrosion, structural damage)
- Electrical systems test
- Interior assessment
- Short road test (at higher tiers)
- Written report with photos
A physical inspection catches things that no online database can: hidden body filler, oil leaks, suspension wear, clutch slip, and general mechanical condition. If you are spending serious money on a used car, or buying privately without any warranty, a physical inspection is genuinely useful.
However, the physical inspection and the online car passport are completely separate products. Buying the £99 inspection does not include stolen, finance, or write-off checks. You would need to buy both if you want complete coverage, bringing the total to £109 or more.
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A physical inspection is worth considering in specific situations:
- High-value purchases (over £5,000): The £99 to £199 inspection cost is a small percentage of the purchase price and could save you thousands if it catches a serious issue.
- Private sales without warranty: When there is no dealer warranty to fall back on, an independent inspection provides protection.
- Older cars with limited service history: If the paperwork trail is thin, a mechanic's eyes on the car fill in gaps that no database can.
- Cars bought sight-unseen: If you are buying a car from the other end of the country based on photos, pay for an inspection.
For most standard used car purchases, however, a thorough online check is sufficient. A free CarCostCheck report will show you every MOT test since 2005, flag any mileage discrepancies, and estimate the car's reliability and running costs. The £4.99 premium upgrade confirms whether the car is stolen, financed, or written off. Together, that covers the major risk areas for half the price of the RAC online check alone.
The RAC is a trusted brand, and their physical inspection service is genuinely good for high-value purchases. Their online Car Passport, however, is just another Experian data wrapper at £9.99 with no MOT analysis, no running costs, and no reliability insight. CarCostCheck provides the same provenance data plus a full layer of ownership intelligence for £4.99. Use the saved £5 towards a tank of fuel.
CarCostCheck is not just a cheaper version of HPI. It is a fundamentally better product that happens to cost 75% less. Here is what you get that HPI does not offer at any price:
- Real-time market valuation from £2.99, powered by over 650,000 live UK dealer listings. See what your car is actually worth in your local area, how quickly similar cars sell, and how the price compares nationally.
- Estimated vehicle lifespan: Our AI model analyses over 100 million data points to predict how many years the car has left and the probability of it being on the road in 12 months.
- Insurance costs by age: See estimated annual premiums for drivers aged 20, 30, 40, and 50. Budget before you buy.
- Running cost breakdown: Annual fuel, road tax, MOT, predicted repairs, and total cost per month. All calculated for this specific car.
- Health score (0-100): A single number that tells you the overall condition of the vehicle based on MOT history, advisory patterns, mileage consistency, and maintenance trends.
- Common faults: Known issues for this exact make and model, drawn from real MOT failure data across thousands of vehicles.
- 12 free checks: Full MOT history, mileage verification, reliability score, running costs, fuel costs, insurance group, red flag alerts, common faults, recall check, ULEZ compliance, and more. All before you pay a penny.
The premium history check (£4.99) uses the same Experian database as HPI, AA, and RAC. You get identical stolen, finance, and write-off data. The complete bundle (history + valuation) is £6.99, still 65% cheaper than HPI's basic check.
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